2577 Stephanie Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 2577 Stephanie Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,814 sqft · built 1988
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Feb 2019)
Tax Bill	$5,584 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-037-002-000`

Property Details

APN / Parcel Number

Primary APN	`024-037-002-000`
Alternative APN	`024037002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,814 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2577 STEPHANIE DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS 8 LOT 57
Legal Subdivision	BLUE LAKE SPRINGS
Legal Lot Number	57
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1015
Census Tract	505

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	724 HILMAR ST, SANTA CLARA, CA 95050-5917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Feb 20, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 28, 2017	Grant Deed, Transfer · Conventional Mortgage LENDUSA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Document Number	20192154
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	2577 STEPHANIE DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 HILMAR ST, SANTA CLARA, CA 95050-5917

Mortgage

Document Number	0000012889
Date	Jul 19, 2021
Instrument	2021-012889

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Feb 20, 2019
Property Address	2577 STEPHANIE DR, ARNOLD, CA 95223
Document Number	0000002154
Map Reference	MB 2 PG 91
Instrument Date	Feb 1, 2019
Instrument	2019-002154
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	724 HILMAR ST, SANTA CLARA, CA 95050-5917

Mortgage

Document Number	0000002155
Date	Feb 20, 2019
Instrument	2019-002155

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 28, 2017
Property Address	2577 STEPHANIE DR, ARNOLD, CA 95223
Document Number	0000011102
Map Reference	MB2 PG91
Instrument Date	Sep 18, 2017
Instrument	2017-11102
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1267 QULET CIR, CONCORD, CA 94521-4840

Mortgage

Document Number	0000011103
Date	Sep 28, 2017
Instrument	2017-11103

Lender

Name	LENDUSA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,885 (+2%) Land $34,133 Building $443,752
2025	$5,584.00 (+2.76%)	$468,515 (+4.04%) Land $33,464 Building $435,051
2023	$5,434.00 (+4.42%)	$450,323 Land $32,165 Building $418,158
2022	$5,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net.

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