2577 SE Madison St, Stuart, FL 34997 Property Records

Martin County property record for 2577 SE Madison St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1956
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$73,200 (Jun 2017)
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-005-000-0162.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-005-000-0162.0-8-0000`
Alternative APNs	`52-38-41-005-000-01620-8` `41823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,956 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Enclosed Concrete/Masonry Porch
Porch Area	222 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41823
Street Address	2577 SE MADISON ST
City	STUART
State	FL
Zip	34997-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	LOTS 161 162 AND 163 CORAL GARDENS PLAT 1 ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 3 PAGE 21 PUBLIC RECORDS MARTIN COUNTY FLORIDA (UNITY OF TITLE OR 3036/2595)
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	3
Legal Lot Number	161
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3007
Census Tract	1106

Owner

2577 SE Madison St is owned and occupied by two individuals who bought it in June 2017.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2577 SE MADISON ST, STUART, FL 34997-5917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CORP
Jun 26, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2017 · Amount on File
Deed Sale	Jun 26, 2017 · Amount on File
Prior Sale	Jun 1, 2015 · Amount on File
Deed Document Number	20172642495
Deed Book / Page	2933 / 2069
Prior Transfer Date	Jan 20, 2015
Prior Transfer Doc	0027622939
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2577 SE MADISON ST, STUART, FL 34997-5917
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2577 SE MADISON ST, STUART, FL 34997-5917

Mortgage

Document Number	0033232136
Date	Jul 7, 2022
Book Page	3323/2136
Instrument	2969538

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 26, 2017
Property Address	2577 SE MADISON ST, STUART, FL 34997-5917
Document Number	0029332069
Book / Page	002933 / 002069
Instrument Date	Jun 23, 2017
Instrument	2642495
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$512.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2577 SE MADISON ST STUART FL 349975917, STUART, FL 34997-5917

Tax Assessment & Valuation

The 2025 property tax bill for 2577 SE Madison St was $4,019 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,019.00 (-0.47%) Additional exemption filed	$267,396	$420,990 Land $216,500 Building $204,490
2024	$4,038.00 (+2.25%)
2023	$3,949.00 (+3.78%) Additional exemption filed	$252,293 (+3%)	$388,350 (+11.83%) Land $212,000 Building $176,350
2022	$3,805.00 Homeowner's exemption	$244,945	$347,270 Land $198,500 Building $148,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2577 SE Madison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2577 SE Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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