Lancaster County property record for 2577 Saddle Dr, Lancaster, PA 17601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,130 sqft · built 1975 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,500 (Jul 2001) |
| Tax Bill | $4,024 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 390-56766-0-0000 |
| Primary APN | 390-56766-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 2,944 sqft |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,364 sqft |
| Finished Basement | 766 sqft |
| Unfinished Basement | 598 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 332 sqft |
| Patio Area | 332 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2577 SADDLE DR |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17601-4857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 2577 SADDLE DR |
| Legal Subdivision | FOX CHASE SEC 02 |
| Legal Lot Number | 7 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MANHEIM |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 11903 |
2577 Saddle Dr is owned and occupied by two individuals who bought it in July 2001.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2577 SADDLE DR, LANCASTER, PA 17601-4857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2022 | Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LENDING INC |
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2001 · Amount on File |
| Deed Sale | Jul 13, 2001 · Amount on File |
| Deed Document Number | 20011046869 |
| Deed Book / Page | 7227 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 2577 SADDLE DR, LANCASTER, PA 17601-4857 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0006711941 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 6711941 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 2577 SADDLE DR, LANCASTER, PA 17601-4857 |
| Document Number | 0006487865 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 2577 SADDLE DR LANCASTER PA 176014857, LANCASTER, PA 17601-4857 |
| Document Number | 0006487865 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 6487865 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 29, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2577 Saddle Dr was $4,024 with a homeowner's exemption, up 2.5% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Manheim Township |
| Unified School District | Manheim Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,400 Land $72,300 Building $109,100 | $181,400 Land $72,300 Building $109,100 | |
| 2025 | $4,024.00 (+2.52%) | ||
| 2024 | $3,925.00 | $181,400 Land $72,300 Building $109,100 | |
| 2018 | $181,400 Land $72,300 Building $109,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2577 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2577 Saddle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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