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2577 Forge Rd, Toano, VA 23168 Property Records

James City County property record for 2577 Forge Rd, Toano, VA 23168

Property Summary

Property TypeSingle Family Home
Details6 bd · 6 ba · 4,012 sqft · built 2023
Lot Size11.8 acres (515,838 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Nov 2021)
Tax Bill$10,393 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-4 03-0-0008

Property Details

APN / Parcel Number

Primary APN11-4 03-0-0008
Alternative APN
  • 36433

Interior

Bedrooms6 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Total Rooms17 Rooms
Stories2 Stories
Building Area4,012 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area515,838 sqft (11.8 acres)
Garage TypeAttached
Garage Area831 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area565 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number36433
Street Address2577 FORGE RD
CityTOANO
StateVA
Zip23168-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL AGRICULTURE
Legal DescriptionL-8 PH-2 WILLOW POND ESTATES
Legal SubdivisionWILLOW POND ESTATES
Legal Phase2
Legal Lot Number8
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group2
Census Block2017
Census Tract80402

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2577 FORGE RD, TOANO, VA 23168-8714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Nov 24, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Deed Document Number210023220
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address2577 FORGE RD, TOANO, VA 23168-8714
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202602864
DateMar 6, 2026
Instrument202602864
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 5, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateNov 24, 2021
Property Address2577 FORGE RD, TOANO, VA 23168-8714
Document Number0210023220
Instrument DateOct 15, 2021
Instrument210023220
Transaction TypeTransfer
Record UpdatedOct 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2577 FORGE RD, TOANO, VA 23168-8714

Mortgage

Document Number0210023221
DateNov 24, 2021
Instrument210023221
Lender
NameTRUIST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,393.00 (+10.47%)$1,252,200 (+7.8%) Land $137,900 Building $1,114,300$1,252,200 (+7.8%) Land $137,900 Building $1,114,300
2024$9,408.00
2023$1,161,600 Land $127,100 Building $1,034,500$1,161,600 Land $127,100 Building $1,034,500
2022$4,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forge Rd

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