2577 Elm St, Sutter, CA 95982 Property Records

Sutter County property record for 2577 Elm St, Sutter, CA 95982 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,640 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2023)
Tax Bill$4,913.00 (2025)

Owner

Source: Sutter County records · APN 014-103-036-000

Assessment roll updated September 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2577 ELM ST, SUTTER, CA 95982-2282
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY BANK
Nov 17, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2023 · Amount on Record
Deed SaleAug 07, 2023 · Amount on Record
Prior SaleNov 17, 2020 · Amount on Record
Deed Doc Number20236946
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUTTER CA
Property Address2577 ELM ST, SUTTER, CA 95982-2282
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 SCIROCCO DR, YUBA CITY, CA 95991-7542

Mortgage

Document Number0000006947
DateAug 07, 2023
Instrument2023-0006947
Lender
NameUNIVERSITY BANK
TypeBank
AddressANN ARBOR, MI 48104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUTTER CA
Recording DateNov 17, 2020
Property Address2577 ELM ST, SUTTER, CA 95982-2282
Document Number0000018900
Map ReferenceDOC 2003-0015445
Instrument DateNov 10, 2020
Instrument2020-0018900
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2577 ELM ST, SUTTER, CA 95982-2282

Mortgage

Document Number0000018901
DateNov 17, 2020
Instrument2020-0018901
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Sutter County records · Assessment roll updated September 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySutter County
Elementary School DistrictBrittan Elementary School District (KG - 08)
Secondary School DistrictSutter Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,913.00 (+23.41%)$459,000 (+26.05%) Land $86,700 Building $372,300$459,000
2023$3,981.00$364,140 Land $72,828 Building $291,312

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskModerate
above 45% of the US · above 26% of California
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN014-103-036-000
Alternative APN
  • 14-103-036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,640 sqft Living Area
1st Floor1,640 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood Construction
Lot Area9,583 sqft (0.22 acres)
Parking Spaces2 Parking Spaces
Garage Area616 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number14-103-036
Street Address2577 ELM ST
CitySUTTER
StateCA
Zip95982-2282
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 15 & 16 BLK 25 MAP OF COLLEGE PARK ADDITION TO SUTTER CITY, FILED IN THE OFFICE OF THE COUNTY RECORDER OF THE COUT COUNTY OF SUTTER, STATE OF CALIFORNIA ON JANUARY 26, 1889 IN BK 1 PG 1 OF SURVEYS. FORMERLY 14-103-030 COMBINED WITH 14-
Legal SubdivisionCOLLEGE PARK ADDITION TO SUTTER CITY
Legal Block25
Legal Lot Number15,16
JurisdictionSUTTER CA
Minor Civil DivisionSUTTER
Census Blockgroup1
Census Block1101
Census Tract50800

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