Volusia County property record for 2577 Derby Dr, Deltona, FL 32738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,177 sqft · built 1986 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Feb 2020) |
| Tax Bill | $2,812 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8130-32-70-0150 |
| Primary APN | 8130-32-70-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 1,177 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 413 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Vinyl Porch |
|---|---|
| Porch Area | 382 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2750774 |
|---|---|
| Street Address | 2577 DERBY DR |
| City | DELTONA |
| State | FL |
| Zip | 32738-1974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 15 BLK 800 DELTONA LAKES UNIT 32 MB 27 PGS 101-118 INC PER OR 5011 PG 4709 PER OR 5011 PG 4710 PER OR 7779 PG 1866 PER OR 7779 PG 2355 PER OR 7779 PG 2270 PER OR 7776 PG 2143 PER OR 7783 PG 0486 PER OR 7812 PGS 3581-3590 |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | DELTONA LAKES |
| Legal Tract | 32 |
| Legal Block | 800 |
| Legal Lot Number | 15 |
| Legal Unit | 32 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 91019 |
2577 Derby Dr is owned and occupied by an individual who bought it in February 2020.
Source: Volusia County records, as of March 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on File |
| Deed Sale | Feb 10, 2020 · Amount on File |
| Prior Sale | Nov 15, 1992 · Amount on File |
| Deed Document Number | 202028262 |
| Deed Book / Page | 7812 / 3590 |
| Prior Transfer Date | Dec 5, 2019 |
| Prior Transfer Doc | 0077830486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Document Number | 0088151007 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 8815/1007 |
| Instrument | 2026028392 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Document Number | 0085291160 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 8529/1160 |
| Instrument | 2024048730 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 650 S TRYON ST # 88, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 2, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Document Number | 0081160364 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 8116/364 |
| Instrument | 2021-215556 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 10, 2020 |
| Property Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Document Number | 0078123590 |
| Book / Page | 7812 / 3590 |
| Map Reference | MB 27 PG 101-118 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 2020-028262 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | DAYTONA SUNCOAST TTL INS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2577 DERBY DR, 2577, DELTONA, FL 32738-1974 |
| Name | Verified Name |
|---|---|
| Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Document Number | 0078123592 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 7812/3592 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 5, 2019 |
| Property Address | 2577 DERBY DR, DELTONA, FL 32738-1974 |
| Document Number | 0077830486 |
| Book / Page | 007783 / 000486 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 238614 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2577 DERBY DR DELTONA FL 327381974, DELTONA, FL 32738-1974 |
The 2025 property tax bill for 2577 Derby Dr was $2,812 with a homeowner's exemption, up 2.9% from the year before.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,109 (+2.7%) | $243,434 (+1.29%) Land $56,800 Building $186,634 | |
| 2025 | $2,812.00 (+2.93%) Homeowner's exemption | $169,532 | $240,343 Land $56,800 Building $183,543 |
| 2024 | $2,732.00 (+4.16%) | ||
| 2023 | $2,623.00 (+1.27%) Homeowner's exemption | $159,957 (+3%) | $224,037 (+14.84%) Land $56,000 Building $168,037 |
| 2022 | $2,590.00 Homeowner's exemption | $155,298 | $195,086 Land $40,000 Building $155,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2577 Derby Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2008–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2577 Derby Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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