25765 Smithtown Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 25765 Smithtown Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,331 sqft · built 2022
Lot Size	1.36 acres (59,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jan 2022)
Tax Bill	$13,963 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-117-23-14-0012`

Property Details

APN / Parcel Number

Primary APN	`32-117-23-14-0012`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,331 sqft Living Area
1st Floor Area	1,331 sqft
2nd Floor Area	2,094 sqft
Basement Area	1,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft
Lot Dimensions	330 ft deep x 520 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	794 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater
Heating Fuel	Electric

Location & Zoning

Street Address	25765 SMITHTOWN RD
City	EXCELSIOR
State	MN
Zip	55331-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101 B AUDITORS SUBD. NO. 133 THAT PART LYING W OF THE E 220 26/100 FT THEREOF N 520X330X390
Legal Range	23
Legal Township	117
Legal Section	32
Legal Quarter	14
Legal Subdivision	AUDITORS SUBD. NO. 133
Legal Block	4
Legal Lot Number	101
Jurisdiction	HENNEPIN MN
Township / Civil Division	SHOREWOOD
Census Block Group	4
Census Block	4000
Census Tract	27503

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5121 CHOWEN AVE S, MINNEAPOLIS, MN 55410-2152
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Dec 22, 2021 · Amount on Record
Deed Document Number	202211065796
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	25765 SMITHTOWN RD, SHOREWOOD, MN 55331-8445
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11116950
Date	Jun 8, 2022
Instrument	A11116950

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 10, 2022
Property Address	25765 SMITHTOWN RD, SHOREWOOD, MN 55331-8445
Document Number	0A11065796
Instrument Date	Dec 22, 2021
Instrument	A11065796
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5121 CHURCH AVE SO, MINNEAPOLIS, MN 55410

Mortgage

Document Number	0A11065797
Date	Jan 10, 2022
Instrument	A11065797

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Shorewood City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,963.00 (+6%)	$1,061,500 (+3.25%) Land $254,200 Building $807,300	$1,061,500 (+3.25%) Land $254,200 Building $807,300
2024	$13,173.00 (+171.78%)	$1,028,100 (+140.77%) Land $234,600 Building $793,500	$1,028,100 (+140.77%) Land $234,600 Building $793,500
2023	$4,847.00 Homeowner's exemption
2022		$427,000 Land $183,000 Building $244,000	$427,000 Land $183,000 Building $244,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shorewood serves 3,890 people · EPA ID MN1270051
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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