25763 Rumbley Rd, Westover, MD 21871 Property Records

Somerset County property record for 25763 Rumbley Rd, Westover, MD 21871

Property Summary

Property Type	Restaurant
Details	600 sqft · built 1980
Lot Size	1.23 acres (53,579 sqft)
Owner	Company Name on File
Last Sale	$475,000 (Apr 2021)
Tax Bill	$5,273 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`06-096050`

Property Details

APN / Parcel Number

Primary APN	`06-096050`
Alternative APNs	`6096050` `096050`

Interior

Units	73 Units
Stories	1 Story
Building Area	600 sqft Total Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gambrel
Roof Material	Metal
Lot Area	53,579 sqft (1.23 acres)
View / Lot	Waterfront
Canopy	960 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	096050
Street Address	25763 RUMBLEY RD
City	WESTOVER
State	MD
Zip	21871-4301
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	I-2
Legal Description	1.23 AC-PL 543/191 & GOOSE CRK-RUMBLEY WHARF RUMBLEY
Legal Subdivision	CLARK JOSEPH SURV
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3078
Census Tract	930800

Owner

25763 Rumbley Rd, a commercial property, is owned by a company that bought it in April 2021.

Source: Somerset County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENT STATE BANK INC
Apr 23, 2021	Deed, Transfer · Line of Credit PROVIDENT STATE BANK INC
Feb 1, 2021	Deed, Transfer
Feb 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	May 21, 1982 · Amount on File
Deed Book / Page	1148 / 24
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Recording Date	May 27, 2026
Property Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301
Document Number	1467000108
Book / Page	1467 / 108
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301

Mortgage

Document Number	1467000108,
Date	May 27, 2026
Book Page	1467/108

Lender

Name	HEBRON SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012410215
Date	Jun 29, 2022
Book Page	1241/215

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	SALISBURY, MD 21804

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Apr 23, 2021
Property Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301
Document Number	0011480024
Book / Page	1148 / 24
Map Reference	LB 543 FO 191
Instrument Date	Apr 21, 2021
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301

Mortgage

Document Number	0011480027
Date	Apr 23, 2021
Book Page	1148/27

Lender

Name	PROVIDENT STATE BANK INC
Type	Bank
Address	SALISBURY, MD 21804

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Feb 1, 2021
Property Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301
Document Number	0000000076
Book / Page	1130 / 176
Instrument Date	Nov 10, 2020
Transaction Type	Transfer
Record Updated	Mar 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Feb 1, 2021
Property Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301
Document Number	0011300176
Book / Page	1130 / 176
Instrument Date	Nov 10, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	25763 RUMBLEY RD, WESTOVER, MD 21871-4301

Tax Assessment & Valuation

The 2025 property tax bill for 25763 Rumbley Rd was $5,273.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,800 (+2.45%)	$497,400 (-) Land $227,500 Building $269,900
2025	$5,273.00	$474,200	$497,400 Land $227,500 Building $269,900
2023	$4,859.00	$437,000	$462,600 Land $227,500 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25763 Rumbley Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25763 Rumbley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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