2576 Troy Schenectady Rd, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2576 Troy Schenectady Rd, Niskayuna, NY 12309

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,051 sqft · built 1900
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$9,101 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422400 61.-1-1`

Property Details

APN / Parcel Number

Primary APN	`422400 61.-1-1`
Alternative APN	`240006100000010010000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	1,172 sqft
Upper Floors Area	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1968
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2576 TROY SCHENECTADY RD
City	SCHENECTADY
State	NY
Zip	12309-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1011
Census Tract	31901

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2576 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Dec 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 15, 2017
Transfer Doc	0000054725
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2576 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1408
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1408

Mortgage

Document Number	0000004682
Date	Mar 6, 2026
Instrument	202604682

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 7, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	2576 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1408
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 TROY SCHENECTADY RD, NISKAYUNA, NY 12309-1408

Mortgage

Document Number	0000009816
Date	Feb 24, 2022
Book Page	5203/765
Instrument	202209816

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 5, 2017
Property Address	2576 TROY SCHENECTADY RD, SCHENECTADY, NY 12309-1408
Document Number	0000054725
Book / Page	001976 / 000661
Instrument Date	Nov 15, 2017
Instrument	54725
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2576 TROY SCHENECTADY RD NISKAYUNA NY 123091408, NISKAYUNA, NY 12309-1408

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,101.00 (+1.65%)
2025	$8,953.00	$210,000 (-) Land $55,600 Building $154,400	$311,100 (+17.04%) Land $82,367 Building $228,733
2023		$210,000 Land $55,600 Building $154,400	$265,800 Land $70,374 Building $195,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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