Cass County property record for 2576 Prospect Point Dr, Niles, MI 49120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,500 sqft · built 1966 |
| Owner | Company Name on File |
| Tax Bill | $1,899 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-020-700-009-00 |
| Primary APN | 14-020-700-009-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,500 sqft Building Perimeter |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Unfinished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2576 PROSPECT POINT DR |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REAL PROPERTY ON LEASED LAND IN PROSPECT POINT. 2576 PROSPECT POINT LOCATED ON PARCEL 14-020-020-076-00 |
| Legal Range | 16W |
| Legal Township | 07S |
| Legal Section | 20 |
| Jurisdiction | CASS MI |
| Township / Civil Division | HOWARD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1500 |
2576 Prospect Point Dr is owned by a company and is owner-occupied.
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2574 PROSPECT POINT DR, NILES, MI 49120-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN LAND TITLE |
| Jun 25, 2026 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 2576 PROSPECT POINT DR, NILES, MI 49120-1319 |
| Document Number | 0000032934 |
| Book / Page | 1278 / 1141 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202632934 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2576 PROSPECT POINT DR, NILES, MI 49120-1319 |
| Document Number | 0000032934, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1278/1141 |
| Instrument | 202632934 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 959 Months |
| Due | May 14, 2106 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 2576 PROSPECT POINT DR, NILES, MI 49120-1319 |
| Document Number | 0000032933 |
| Book / Page | 1278 / 1128 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202632933 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2576 PROSPECT POINT DR, NILES, MI 49120-1319 |
| Document Number | 0000032933, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1278/1128 |
| Instrument | 202632933 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 959 Months |
| Due | May 14, 2106 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 2576 Prospect Point Dr was $1,899 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Howard Township |
| Unified School District | Niles Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,600 (-2.92%) Land $76,600 | $153,200 (-2.92%) Land $153,200 | |
| 2025 | $1,899.00 Homeowner's exemption | $78,900 Land $78,900 | $157,800 Land $157,800 |
| 2023 | $65,000 | $130,000 | |
| 2022 | $1,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2576 Prospect Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2576 Prospect Point Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T.
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