2576 Phillips Ave, Berkley, MI 48072 Property Records

Oakland County property record for 2576 Phillips Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,192 sqft · built 1942
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$213,500 (Dec 2016)
Tax Bill$5,792 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-25-18-327-001

Property Details

APN / Parcel Number

Primary APN04-25-18-327-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area822 sqft
Basement Area822 sqft
Finished Basement822 sqft

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area135 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2576 PHILLIPS AVE
CityBERKLEY
StateMI
Zip48072-3226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 18 GLEN FORD PARK NO. 1 N 1/2 OF LOTS 507 TO 512 INCL, ALSO N 1/2 OF W 1/2 OF LOT 513
Legal Range11E
Legal Township01N
Legal Section18
Legal SubdivisionFORD PARK
Legal Lot Number507-513
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1002
Census Tract170300

Owner

2576 Phillips Ave is owned and occupied by an individual who bought it in December 2016.

Source: Oakland County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2576 PHILLIPS AVE, BERKLEY, MI 48072-3226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Jan 2, 2018Deed of Trust, Mortgage · Line of Credit
MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 13, 2016 · Amount on File
Deed SaleDec 13, 2016 · Amount on File
Deed Document Number2016235863
Deed Book / Page50175 / 796
Prior Transfer DateNov 30, 2016
Prior Transfer Doc0000140242
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2576 PHILLIPS AVE, BERKLEY, MI 48072-3226
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2576 PHILLIPS AVE, BERKLEY, MI 48072-3226

Mortgage

Document Number0000215267
DateSep 7, 2021
Book Page56807/717
Instrument215267
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2576 PHILLIPS AVE, BERKLEY, MI 48072-3226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000979
DateJan 2, 2018
Book Page51436/00799
Instrument000979
Lender
NameMICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
TypeNon-Lending Institution
AddressLANSING, MI 48912
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2576 Phillips Ave was $5,792 with a homeowner's exemption, up 32.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,792.00 (+32.42%) Homeowner's exemption$142,210$284,420
2024$4,374.00
2023$122,510$245,020
2021$5,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2576 Phillips Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2576 Phillips Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKLEY
serves 14,970 people · EPA ID MI0000630
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionNov 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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