2576 Murphy Cir N, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 2576 Murphy Cir N, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,937 sqft · built 2011
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Sep 2016)
Tax Bill	$6,745 (2024)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-20-016-042.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-20-016-042.000-018`
Alternative APN	`1709200016042000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,937 sqft Living Area
1st Floor Area	1,727 sqft
2nd Floor Area	1,915 sqft
Basement Area	1,727 sqft
Finished Basement	1,295 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Other
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709200016042000
Street Address	2576 MURPHY CIR N
City	CARMEL
State	IN
Zip	46074-0050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .31, SECTION 20, TOWNSHIP 18, RANGE 3, LINCOLNSHIRE, SECTION 2, LOT 82
Legal Subdivision	LINCOLNSHIRE
Legal Lot Number	82
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1016
Census Tract	110910

Owner

2576 Murphy Cir N is owned and occupied by an individual who bought it in September 2016.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2576 MURPHY CIR N, CARMEL, IN 46074-0050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2016 · Amount on File
Deed Sale	Sep 16, 2016 · Amount on File
Prior Sale	Jun 29, 2011
Deed Document Number	2016048282
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2576 MURPHY CIR N, CARMEL, IN 46074-0050
Document Number	0000017003
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	PINNACLE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2576 MURPHY CIR N CARMEL IN 460740050, CARMEL, IN 46074-0050

Mortgage

Document Number	0000017003
Date	Mar 31, 2020
Instrument	17003

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$653,500 (+10.24%) Land $136,800 Building $516,700	$653,500 (+10.24%) Land $136,800 Building $516,700
2024	$6,745.00 (+1.41%)	$592,800 (-0.85%) Land $136,800 Building $456,000	$592,800 (-0.85%) Land $136,800 Building $456,000
2023	$6,651.00 (+5.39%) Homeowner's exemption	$597,900 (+8.18%) Land $136,800 Building $461,100	$597,900 (+8.18%) Land $136,800 Building $461,100
2022	$6,311.00 Homeowner's exemption	$552,700 Land $95,000 Building $457,700	$552,700 Land $95,000 Building $457,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2576 Murphy Cir N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2576 Murphy Cir N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20