James City County property record for 2576 Little Rd, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,270 sqft · built 1992 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,260 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-4 01-0-0005-B |
| Primary APN | 21-4 01-0-0005-B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Fiberglass |
| Lot Area | 43,560 sqft (1 acres) |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 14437 |
|---|---|
| Street Address | 2576 LITTLE RD |
| City | TOANO |
| State | VA |
| Zip | 23168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 RURAL RESIDENTIAL |
| Legal Description | L-2 REED, BLANCHE &; RAYMOND JR FAMILY SUBDIVISION |
| Legal Subdivision | ACREAGE LOTS POWHATAN |
| Legal Lot Number | 2 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 80306 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2576 LITTLE CREEK DAM RD, TOANO, VA 23168-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY OF ERIE |
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY OF ERIE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 1992 |
| Deed Sale | Sep 2, 1992 |
| Deed Document Number | 0000579680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 30, 2026 |
| Property Address | 2576 LITTLE RD, TOANO, VA 23168 |
| Document Number | 0000009773 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20269773 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000009773, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20269773 |
| Name | COUNTY OF ERIE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 30, 2026 |
| Property Address | 2576 LITTLE RD, TOANO, VA 23168 |
| Document Number | 0000009770 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20269770 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000009770, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 20269770 |
| Name | COUNTY OF ERIE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,260.00 (+6.4%) | $272,400 (+27.35%) Land $116,500 Building $155,900 | $272,400 (+27.35%) Land $116,500 Building $155,900 |
| 2024 | $2,124.00 (+19.66%) | ||
| 2023 | $1,775.00 | $213,900 Land $93,800 Building $120,100 | $213,900 Land $93,800 Building $120,100 |
| 2022 | $1,775.00 (+11.85%) | ||
| 2019 | $1,587.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 147 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 14 (2003–2024) |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures