2576 Lakota Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2576 Lakota Ln, Saint Cloud, FL 34769

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,000 sqft · built 1986
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on Record
Last Sale$93,000 (May 2018)
Tax Bill$466 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-26-30-0616-0001-0370

Property Details

APN / Parcel Number

Primary APN11-26-30-0616-0001-0370
Alternative APNs
  • 112630359200010370
  • 263011061600010370
  • 84104

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area1,480 sqft
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialSiding Sheathing
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Lot Dimensions96 ft deep x 76 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area384 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2576 LAKOTA LN
CitySAINT CLOUD
StateFL
Zip34769-6404
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeSMH2
Legal DescriptionKANUGA VILL MOBILE HOME PK PHASE II PB 4 PG 30 LOT 37
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionKANUGA VLG MOBILE HOME PARK PH 2
Legal Phase2
Legal Tract616
Legal Block370
Legal Lot Number37
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2057
Census Tract43303

Owner

Source: Osceola County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2576 LAKOTA LN, SAINT CLOUD, FL 34769-6404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 14, 2017Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BK/FL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2018 · Amount on Record
Deed SaleMay 9, 2018 · Amount on Record
Prior SaleMar 29, 2016 · Amount on Record
Deed Document Number201874039
Deed Book / Page5331 / 345
Prior Transfer DateApr 3, 2000
Prior Transfer Doc1740001327
Record UpdatedOct 29, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 9, 2018
Property Address2576 LAKOTA LN, SAINT CLOUD, FL 34769-6404
Document Number0053310345
Book / Page5331 / 0345
Map ReferenceMB4 PG30
Instrument DateMay 9, 2018
Instrument2018074039
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$651.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23 EDGEWOOD RD, 23, SUMMIT, NJ 07901-3903

Transferred To (Grantee/Buyer)

NameVerified Name
Address2576 LAKOTA LN, SAINT CLOUD, FL 34769-6404

Mortgage

Document Number2018074040
DateMay 9, 2018
Instrument2018074040
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2576 LAKOTA LN, SAINT CLOUD, FL 34769-6404
Document Number0051952904
Book / Page005195 / 002904
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address39 GREENE ST #211 JERSEY CITY NJ 073027528, 211, JERSEY CITY, NJ 07302-7528

Mortgage

Document Number0051952904
DateAug 17, 2017
Book Page005195/002904
Instrument119273
Lender
NameCENTERSTATE BK/FL
TypeBank
AddressSAINT CLOUD, FL 34771
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$466.00 (+3.56%) Homeowner's exemption Widower's exemption$69,630 (+5.98%)$153,400 (+8.26%) Land $50,000 Building $103,400
2023$450.00 (-13.63%) Homeowner's exemption Widower's exemption$65,698 (+3%)$141,700 (+39.06%) Land $35,000 Building $106,700
2022$521.00 Homeowner's exemption Widower's exemption$63,785$101,900 Land $26,000 Building $75,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Xfinity.

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