2576 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2576 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 986 sqft · built 1993
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2023)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-002.72`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-002.72`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	986 sqft Finished Area

Exterior

Year Built	Built 1993
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0453000002.72
Street Address	2576 EVERGREEN DR
City	COVINGTON
State	KY
Zip	41017-9449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 10 LOT 46
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	10
Legal Lot Number	46
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2576 EVERGREEN DR, COVINGTON, KY 41017-9449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	May 3, 2012 · Amount on Record
Deed Document Number	0000232204
Deed Book / Page	232 / 204
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 22, 2023
Property Address	2576 EVERGREEN DR, COVINGTON, KY 41017-9449
Document Number	0005900174
Book / Page	KC 232 / 204
Map Reference	SL A-34
Instrument Date	Jun 14, 2023
Instrument	23062205900174
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5346 OAKVIEW CT, INDEPENDENCE, KY 41051-8671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2576 EVERGREEN DR, COVINGTON, KY 41017-9449

Mortgage

Document Number	0005900175
Date	Jun 22, 2023
Book Page	KCM 470/761
Instrument	23062205900175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	FLORENCE, KY 41042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,427.00 (+15.08%)	$245,000 (+23.8%) Land $10,000 Building $235,000	$245,000 (+23.8%) Land $10,000 Building $235,000
2023	$2,109.00 (-2.41%)	$197,900 (-) Land $10,000 Building $187,900	$197,900 (-) Land $10,000 Building $187,900
2022	$2,161.00	$197,900 Land $10,000 Building $187,900	$197,900 Land $10,000 Building $187,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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