Clay County property record for 2575 Watermill Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,880 sqft · built 2004 |
| Lot Size | 0.143 acres (6,214 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $253,000 (Mar 2019) |
| Tax Bill | $6,337 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-04-25-007865-013-41 |
| Primary APN | 03-04-25-007865-013-41 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 3,342 sqft |
| 1st Floor Area | 1,330 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,214 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Pool Area | 608 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 185 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2575 WATERMILL DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 41 CUTTERS POINT AS REC OR 4175 PG 829 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | CUTTERS POINT |
| Legal Lot Number | 41 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30206 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2575 WATERMILL DR, ORANGE PARK, FL 32073-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 25, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Prior Sale | Mar 22, 2012 · Amount on Record |
| Deed Document Number | 201914642 |
| Deed Book / Page | 4175 / 829 |
| Prior Transfer Date | Mar 16, 2012 |
| Prior Transfer Doc | 0033930668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2575 WATERMILL DR, ORANGE PARK, FL 32073-1621 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2575 WATERMILL DR, ORANGE PARK, FL 32073-1621 |
| Document Number | 0046171220 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 4617/1220 |
| Instrument | 2022036639 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 2575 WATERMILL DR, ORANGE PARK, FL 32073-1621 |
| Document Number | 0041750829 |
| Book / Page | 004175 / 000829 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 14642 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,771.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2575 WATERMILL DR ORANGE PARK FL 320731621, ORANGE PARK, FL 32073-1621 |
| Document Number | 41750831 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 004175/000831 |
| Instrument | 14643 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2049 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,337.00 (+7.74%) | $435,318 (+3.52%) Land $45,000 Building $390,318 | $435,318 (+3.52%) Land $45,000 Building $390,318 |
| 2024 | $5,882.00 (-0.83%) | ||
| 2023 | $5,931.00 (+20.5%) | $420,525 (+21.19%) Land $45,000 Building $375,525 | $420,525 (+21.19%) Land $45,000 Building $375,525 |
| 2022 | $4,922.00 | $346,992 Land $40,000 Building $306,992 | $346,992 Land $40,000 Building $306,992 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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