2575 W State St, Charleston, IL 61920 Property Records

Coles County property record for 2575 W State St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,684 sqft · built 1980
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Jun 2021)
Tax Bill	$3,131 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-00116-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-00116-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,684 sqft Base Area
1st Floor Area	1,684 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Garage Area	2,112 sqft

Location & Zoning

Street Address	2575 W STATE ST
City	CHARLESTON
State	IL
Zip	61920-7676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 SW1/4 SEC 04 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	04
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1002
Census Tract	500

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2575 W STATE ST, CHARLESTON, IL 61920-7676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · USDA Mortgage USDA
Nov 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Deed Document Number	2021794980
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 1, 2021
Property Address	2575 W STATE ST, CHARLESTON, IL 61920-7676
Document Number	202100794980
Instrument Date	May 26, 2021
Instrument	202100794980
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 W STATE ST, CHARLESTON, IL 61920-7676

Mortgage

Document Number	202100794981
Date	Jun 1, 2021
Instrument	202100794981

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	395 Months
Due	May 27, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	2575 W STATE ST, CHARLESTON, IL 61920-7676
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700773447
Date	Nov 20, 2017
Instrument	201700773447

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,131.00 (+135.06%)	$56,533 (+20.67%) Land $4,958 Building $51,575	$169,599 (+20.67%) Land $14,874 Building $154,725
2023		$46,850 Land $4,109 Building $42,741	$140,550 Land $12,327 Building $128,223
2020	$1,332.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
Fidium Fiber DSL	100 / 10
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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