2575 Vonoa Dr, Radcliff, KY 40160 Property Records

Hardin County property record for 2575 Vonoa Dr, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$671 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`162-30-01-084`

Property Details

APN / Parcel Number

Primary APN	`162-30-01-084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area

Exterior

Year Built	Built 1986
Architectural Style	Cape Cod
Exterior Material	Brick
Foundation Type	Raised
Lot Area	4,792 sqft (0.11 acres)
Porch	Porch
Porch Area	200 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2575 VONOA DR
City	RADCLIFF
State	KY
Zip	40160-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAPPY VALLEY LT 084 #4
Legal Subdivision	HAPPY VALLEY
Legal Lot Number	84
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	2
Census Block	2000
Census Tract	902

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2575 VONOA DR, RADCLIFF, KY 40160-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FORT KNOX FCU
Aug 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FORT KNOX FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000056242
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	2575 VONOA DR, RADCLIFF, KY 40160-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2196/1029
Date	May 3, 2017
Book Page	2196/1029

Lender

Name	FORT KNOX FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Apr 25, 2042

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	2575 VONOA DR, RADCLIFF, KY 40160-9712
Transaction Type	Mortgage
Record Updated	Aug 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2276/876
Date	Aug 2, 2019
Book Page	2276/876
Instrument	20190-00010176

Lender

Name	FORT KNOX FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00 (+72.49%) Homeowner's exemption Additional exemption filed	$115,800 (+49.23%) Land $18,000 Building $97,800	$115,800 (+49.23%) Land $18,000 Building $97,800
2023		$77,600 (-) Land $9,800 Building $67,800	$77,600 (-) Land $9,800 Building $67,800
2022		$77,600 Land $9,800 Building $67,800	$77,600 Land $9,800 Building $67,800
2021	$389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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