2575 Valley Gate Trl, Belvidere, IL 61008 Property Records

Boone County property record for 2575 Valley Gate Trl, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,900 sqft · built 2021
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Nov 2021)
Tax Bill	$8,740 (2025)
Deeds & Mortgages	Nov 2021 Sale Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-329-004`

Property Details

APN / Parcel Number

Primary APN	`05-09-329-004`
Alternative APN	`05-05-09-329-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	3,788 sqft
Basement Area	1,888 sqft
Unfinished Basement	1,888 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-09-329-004
Street Address	2575 VALLEY GATE TRL
City	BELVIDERE
State	IL
Zip	61008-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	9-44-3 CREEK RIDGE PLAT NO 1 LOT 23 N 197.31 E 233.71 SE 143.61 SW 181.3 2 NW 205.08
Legal Subdivision	CREEK
Legal Lot Number	23
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1037
Census Tract	10501

Owner

Source: Boone County records · APN 05-09-329-004

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2575 VALLEY GATE TRL, BELVIDERE, IL 61008-9531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer SECURITY FIRST TITLE
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Nov 19, 2021
Property Address	2575 VALLEY GATE TRL, BELVIDERE, IL 61008-9531
Document Number	2021R08273
Map Reference	DOC 2008R06169
Instrument Date	Oct 13, 2021
Instrument	2021R08273
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5382 SWANSON RD, ROSCOE, IL 61073-9458
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Nov 19, 2021
Property Address	2575 VALLEY GATE TRL, BELVIDERE, IL 61008-9531
Document Number	2021R08274
Map Reference	DOC 2008R06169
Instrument Date	Oct 13, 2021
Instrument	2021R08274
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 VALLEY GATE TRL, BELVIDERE, IL 61008-9531

Mortgage

Document Number	2021R08275
Date	Nov 19, 2021
Instrument	2021R08275

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,740.00 (-1.49%)	$117,054 (+4.94%) Land $11,667 Building $105,387	$351,162 (+4.94%) Land $35,001 Building $316,161
2024		$111,549 (+12.2%) Land $11,667 Building $99,882	$334,647 (+12.2%) Land $35,001 Building $299,646
2022	$8,872.00	$99,419 Land $12,833 Building $86,586	$298,257 Land $38,499 Building $259,758

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), as of February 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170070105011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 45 locations within half a mile of this property.

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