2575 Spencer Ave, Oroville, CA 95966 Property Records

Butte County property record for 2575 Spencer Ave, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,509 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2019)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035-500-043-000`

Property Details

APN / Parcel Number

Primary APN	`035-500-043-000`
Alternative APNs	`013203005000` `035-500-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,509 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-500-043
Street Address	2575 SPENCER AVE
City	OROVILLE
State	CA
Zip	95966-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 65, DANIELSON & BROWNS SUBD
Legal Subdivision	BROWNS SUB
Legal Lot Number	65
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	2
Census Block	2000
Census Tract	3001

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2575 SPENCER AVE, OROVILLE, CA 95966-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Grant Deed, Transfer · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Jun 23, 2017	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	201941917
Prior Transfer Date	Nov 1, 2016
Prior Transfer Doc	0000041882
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Sep 20, 2019
Property Address	2575 SPENCER AVE, OROVILLE, CA 95966-6028
Document Number	0000041917
Map Reference	MB 4 PG 43
Instrument Date	Sep 16, 2019
Instrument	2019-0041917
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2057 MITCHELL AVE, OROVILLE, CA 95966-5407

Mortgage

Document Number	0000041918
Date	Sep 20, 2019
Instrument	2019-0041918

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0000041919
Date	Sep 20, 2019
Instrument	2019-0041919

Lender

Name	CITY OF OROVILLE
Type	Government Agency
Address	OROVILLE, CA 95965

Agreement

Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jun 23, 2017
Property Address	2575 SPENCER AVE, OROVILLE, CA 95966-6028
Document Number	0000021591
Map Reference	MB4 PG43
Instrument Date	Jun 22, 2017
Instrument	2017-0021591
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 SPENCER AVE, OROVILLE, CA 95966-6028

Mortgage

Document Number	0000021592
Date	Jun 23, 2017
Instrument	2017-0021592

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Mortgage

Document Number	0000021593
Date	Jun 23, 2017
Instrument	2017-0021593

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	OROVILLE, CA 95965

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Oroville City
Elementary School District	Oroville City Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,942 (+2%) Land $44,617 Building $167,325
2025	$2,912.00 (+4.56%)	$207,788 (+4.04%) Land $43,743 Building $164,045
2024			$230,130
2023	$2,785.00 (+4.5%)	$199,722 Land $42,046 Building $157,676
2022	$2,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2014–2019)
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-OROVILLE private · serves 11,047 people · EPA ID CA0410005
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: AT&T, GeoLinks.

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