2575 Sandy Ln, Victoria, VA 23974 Property Records

Lunenburg County property record for 2575 Sandy Ln, Victoria, VA 23974

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,718 sqft · built 1996
Lot Size	0.532 acres (23,211 sqft)
Owner	2 Individuals on Record
Last Sale	$275,000 (Dec 2024)
Tax Bill	$699 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033A2 080B 8`

Property Details

APN / Parcel Number

Primary APN	`033A2 080B 8`
Alternative APN	`3232`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,718 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	23,211 sqft (0.532 acres)

Location & Zoning

Account Number	3232
Street Address	2575 SANDY LN
City	VICTORIA
State	VA
Zip	23974-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	PINEDALE SD BLK B LOT 8
Legal Subdivision	PINEDALE SD
Legal Block	B
Legal Lot Number	8
Jurisdiction	LUNENBURG VA
Township / Civil Division	PLYMOUTH
Census Block Group	1
Census Block	1033
Census Tract	930100

Owner

Source: Lunenburg County assessment roll, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2575 SANDY LN, VICTORIA, VA 23974-9791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Oct 20, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 8, 2019	Warranty Deed, Transfer · VA Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	20241334
Prior Transfer Date	Nov 14, 1944
Prior Transfer Doc	0000001400
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUNENBURG VA
Recording Date	Jul 18, 2023
Property Address	2575 SANDY LN, VICTORIA, VA 23974-9791
Document Number	0230000763
Instrument Date	Jun 30, 2023
Instrument	230000763
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1204, KENBRIDGE, VA 23944-1204

Mortgage

Document Number	0230000764
Date	Jul 18, 2023
Instrument	230000764

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 20, 2053

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	2575 SANDY LN, VICTORIA, VA 23974-9791
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001138
Date	Sep 15, 2021
Instrument	210001138

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUNENBURG VA
Recording Date	Oct 20, 2022
Property Address	2575 SANDY LN, VICTORIA, VA 23974-9791
Document Number	0220001400
Instrument Date	Oct 4, 2022
Instrument	220001400
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11398 COURTHOUSE RD, LUNENBURG, VA 23952-2200

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUNENBURG VA
Recording Date	Nov 8, 2019
Property Address	2575 SANDY LN, VICTORIA, VA 23974-9791
Document Number	000411/941
Book / Page	411 / 941
Instrument Date	Oct 30, 2019
Instrument	190001360
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	BANKER TITLE LLC, BANKERS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 SANDY LN, VICTORIA, VA 23974-9791

Mortgage

Document Number	0190001361
Date	Nov 8, 2019
Instrument	190001361

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lunenburg County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Municipality	Victoria Town
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$699.00 (+12.2%)	$189,000 (-) Land $8,000 Building $181,000	$189,000 (-) Land $8,000 Building $181,000
2025	$623.00 (+4.36%)	$189,000 (+20.15%) Land $8,000 Building $181,000	$189,000 (+20.15%) Land $8,000 Building $181,000
2023	$597.00	$157,300 Land $8,000 Building $149,300	$157,300 Land $8,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF VICTORIA serves 1,900 people · EPA ID VA5111800
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity resolved · Mar 2026 Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Planet Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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