Caldwell County property record for 2575 Saddle Ridge Ln, Morganton, NC 28655
| Property Type | Rural Home |
|---|---|
| Lot Size | 5.61 acres (244,372 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $235 (2026) |
| Deeds & Mortgages | Mar 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06263 1 30 |
| Primary APN | 06263 1 30 |
|---|---|
| Alternative APN |
|
| Lot Area | 244,372 sqft (5.61 acres) |
|---|---|
| Shed | 1 Shed |
| Account Number | 168453 |
|---|---|
| Street Address | 2575 SADDLE RIDGE LN |
| City | MORGANTON |
| State | NC |
| Zip | 28655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 1984 PG 1807 YR 20 ST 0.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 30900 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5155 CELIA CREEK RD, LENOIR, NC 28645-6710 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2020 |
| Transfer Doc | 0019841807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 27, 2020 |
| Property Address | 2575 SADDLE RIDGE LN, MORGANTON, NC 28655 |
| Document Number | 0010042669 |
| Book / Page | 001984 / 001807 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 10042669 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5155 CELIA CREEK RD LENOIR NC 286456710, LENOIR, NC 28645-6710 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235.00 (-3.69%) | $32,100 (-) Land $27,600 Building $4,500 | |
| 2025 | $244.00 (-3.17%) | $32,100 (+9.93%) Land $27,600 Building $4,500 | $32,100 (+9.93%) Land $27,600 Building $4,500 |
| 2024 | $252.00 (+6.78%) | ||
| 2023 | $29,200 (-) Land $24,700 Building $4,500 | $29,200 (-) Land $24,700 Building $4,500 | |
| 2022 | $236.00 | $29,200 Land $24,700 Building $4,500 | $29,200 Land $24,700 Building $4,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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