Jefferson County property record for 2575 S Ridge Ln, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1973 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Aug 2020) |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-8.0-33.0-0-002-021.01 |
| Primary APN | 19-8.0-33.0-0-002-021.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,008 sqft Living Area |
| Basement Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 21,780 sqft (0.5 acres) |
| Pool Area | 560 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 480 sqft |
| Patio Area | 1,065 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2575 S RIDGE LN |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | SELMA HEIGHTS LOT 208 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 33 |
| Legal Subdivision | SELMA HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 208 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 701404 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2575 S RIDGE LN, FESTUS, MO 63028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on Record |
| Deed Sale | Aug 5, 2020 · Amount on Record |
| Prior Sale | Aug 31, 2004 · Amount on Record |
| Deed Document Number | 202028124 |
| Prior Transfer Date | Aug 23, 2004 |
| Prior Transfer Doc | 0000050474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2575 SOUTH RDG, FESTUS, MO 63028-4314 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000028125 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 2020R-028125 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Elementary School District | Jefferson County R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,500 (-) Land $1,300 Building $22,200 | $124,000 (-) Land $6,900 Building $117,100 | |
| 2025 | $1,493.00 (+0.27%) | $23,500 (+0.86%) Land $1,300 Building $22,200 | $124,000 (-) Land $6,900 Building $117,100 |
| 2024 | $1,489.00 (+0.07%) | $124,000 (+1.22%) Land $6,900 Building $117,100 | |
| 2023 | $1,488.00 | $23,300 Land $1,300 Building $22,000 | $122,500 Land $6,900 Building $115,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2015–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lightwave Communications, Wisper ISP.
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