2575 River Woods Dr, Naperville, IL 60565 Property Records

Will County property record for 2575 River Woods Dr, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,246 sqft · built 1988
Lot Size	0.248 acres (10,792 sqft)
Owner	2 Trust Names on File
Last Sale	$740,000 (Jan 2026)
Tax Bill	$15,051 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-05-308-003`

Property Details

APN / Parcel Number

Primary APN	`12-02-05-308-003`
Alternative APN	`02053080030000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,246 sqft Living Area
Basement Area	297 sqft
Unfinished Basement	297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	10,792 sqft (0.248 acres)
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2575 RIVER WOODS DR
City	NAPERVILLE
State	IL
Zip	60565-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 IN RIVER WOODS UNIT 2, BEING A SUB OF PRT OF THE SW1/4 OF SEC 5, T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	05
Legal Subdivision	RIVER WOODS
Legal Lot Number	122
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	2
Census Block	2005
Census Tract	880118

Owner

2575 River Woods Dr is owner-occupied and held in a trust since January 2026.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2575 RIVER WOODS DR, NAPERVILLE, IL 60565-6320
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS INC
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Dec 2, 1993 · Amount on File
Deed Document Number	20266185
Prior Transfer Date	Oct 31, 1993
Prior Transfer Doc	0000107677
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2575 RIVER WOODS DR, NAPERVILLE, IL 60565-6320
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012651
Date	Feb 8, 2022
Instrument	R2022012651

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.25%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 30, 2026
Property Address	2575 RIVER WOODS DR, NAPERVILLE, IL 60565-6320
Document Number	0000006185
Map Reference	DOC R1987048039
Instrument Date	Jan 16, 2026
Instrument	R2026006185
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2575 RIVER WOODS DR, NAPERVILLE, IL 60565-6320

Mortgage

Document Number	0000006186
Date	Jan 30, 2026
Instrument	R2026006186

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2575 RIVER WOODS DR, NAPERVILLE, IL 60565-6320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044965
Date	Jun 9, 2017
Instrument	R2017044965

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	May 30, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Max Rate	21%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2575 RIVER WOODS DR, NAPERVILLE, IL 60565-6320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005599
Date	Jan 17, 2020
Instrument	R2020005599

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2575 River Woods Dr was $15,051, up 3.2% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,051.00 (+3.22%)	$253,191 (+8.2%) Land $48,966 Building $204,225	$759,573 (+8.2%) Land $146,898 Building $612,675
2024	$14,581.00	$234,003 Land $45,255 Building $188,748	$702,009 Land $135,765 Building $566,244
2022	$12,644.00 Homeowner's exemption	$189,819 Land $36,710 Building $153,109	$569,457 Land $110,130 Building $459,327

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2575 River Woods Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2575 River Woods Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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