Rowan County property record for 2575 Phifer Rd, Cleveland, NC 27013
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 1990 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 726 018 |
| Primary APN | 726 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,109 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2575 PHIFER RD |
|---|---|
| City | CLEVELAND |
| State | NC |
| Zip | 27013-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.00AC PTL3 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SCOTCH IRISH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 51904 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2575 PHIFER RD, CLEVELAND, NC 27013-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2002 |
| Deed Sale | Apr 5, 2002 |
| Deed Book / Page | 937 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 2575 PHIFER RD, CLEVELAND, NC 27013-9674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013470413 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 1347/413 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Apr 1, 2046 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $346,540 (-) Land $74,575 Building $271,965 | $346,540 (-) Land $74,575 Building $271,965 |
| 2023 | $346,540 Land $74,575 Building $271,965 | $346,540 Land $74,575 Building $271,965 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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