2575 Pearl St, Dubuque, IA 52001 Property Records

Dubuque County property record for 2575 Pearl St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1951
Lot Size0.199 acres (8,700 sqft)
OwnerIndividual Name on Record
Last Sale$102,000 (Apr 2007)
Tax Bill$1,872 (2024)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-26-106-012

Property Details

APN / Parcel Number

Primary APN10-26-106-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft
Finished Basement250 sqft

Exterior

Year BuiltBuilt 1951
Architectural StyleRaised Ranch
Exterior MaterialBrick
Construction TypeBrick
Lot Area8,700 sqft (0.199 acres)
Lot Dimensions145 ft deep x 60 ft wide
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2575 PEARL ST
CityDUBUQUE
StateIA
Zip52001-5547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 120 FINLEY WAPLES BURTONS ADD
Legal SubdivisionIRVING
Legal Lot Number120
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3009
Census Tract900

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2575 PEARL ST, DUBUQUE, IA 52001-5547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2007 · Amount on Record
Deed SaleApr 11, 2007 · Amount on Record
Deed Document Number2007-00005062
Record UpdatedJun 7, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2575 PEARL ST, DUBUQUE, IA 52001-5547
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009387
DateJul 1, 2020
Instrument2020-00009387
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 30, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$164,200 (+16.95%) Land $36,600 Building $127,600$164,200 (+16.95%) Land $36,600 Building $127,600
2024$1,872.00 (-3.51%)
2023$140,400 (+15.65%) Land $33,300 Building $107,100$140,400 (+15.65%) Land $33,300 Building $107,100
2022$1,940.00 Homeowner's exemption$121,400 Land $31,640 Building $89,760
2021$121,400 Land $31,640 Building $89,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services.

Nearby Properties on Pearl St

Nearby Streets

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