2575 N Mountainside Dr, Los Banos, CA 93635 Property Records

Merced County property record for 2575 N Mountainside Dr, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2018
Lot Size	0.115 acres (5,017 sqft)
Owner	2 Trust Names on File
Last Sale	$319,500 (Aug 2018)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084-335-007-000`

Property Details

APN / Parcel Number

Primary APN	`084-335-007-000`
Alternative APN	`084-335-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	5,017 sqft (0.115 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	084-335-007
Street Address	2575 N MOUNTAINSIDE DR
City	LOS BANOS
State	CA
Zip	93635-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MEADOWLANDS UNITS NO 3 PHASE 4 LOT 285
Legal Subdivision	MEADOWLANDS PH 04
Legal Lot Number	285
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1022
Census Tract	2306

Owner

2575 N Mountainside Dr is owner-occupied and held in a trust since September 2025.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2575 N MOUNTAINSIDE DR, LOS BANOS, CA 93635-8826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer
Sep 5, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP
Aug 3, 2018	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2017	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	201823820
Last Transfer Date	Sep 2, 2025
Transfer Doc	0000027021
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 10, 2025
Property Address	2575 N MOUNTAINSIDE DR, LOS BANOS, CA 93635-8826
Document Number	0000027021
Map Reference	MB 595 PG 7-13
Instrument Date	Sep 2, 2025
Instrument	2025027021
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 N MOUNTAINSIDE DR, LOS BANOS, CA 93635-8826

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2575 N MOUNTAINSIDE DR, LOS BANOS, CA 93635-8826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027936
Date	Sep 5, 2019
Instrument	2019027936

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 3, 2018
Property Address	2575 N MOUNTAINSIDE DR, LOS BANOS, CA 93635-8826
Document Number	0000023820
Map Reference	MB 74 PG 7-13
Instrument Date	Aug 1, 2018
Instrument	2018023820
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2575 N MOUNTAINSIDE DR, LOS BANOS, CA 93635-8826

Mortgage

Document Number	0000023821
Date	Aug 3, 2018
Instrument	2018023821

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCED CA
Recording Date	Dec 22, 2017
Property Address	2575 N MOUNTAINSIDE DR, LOS BANOS, CA 93635-8826
Instrument Date	Dec 13, 2017
Instrument	43637
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043637
Date	Dec 22, 2017
Instrument	43637

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2575 N Mountainside Dr was $4,569.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$363,487 (+2%) Land $96,712 Building $266,775
2025	$4,569.00 Homeowner's exemption	$356,361 Land $94,816 Building $261,545
2023	$4,344.00 (+1.95%) Homeowner's exemption	$342,525 Land $91,135 Building $251,390
2022	$4,261.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2575 N Mountainside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2575 N Mountainside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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