2575 Lamada Pl, Owatonna, MN 55060 Property Records

Steele County property record for 2575 Lamada Pl, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,112 sqft · built 1977
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Jun 2020)
Tax Bill	$4,470 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-295-0103`

Property Details

APN / Parcel Number

Primary APN	`17-295-0103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,112 sqft Living Area
Basement Area	764 sqft
Finished Basement	764 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,242 sqft (0.304 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2575 LAMADA PL
City	OWATONNA
State	MN
Zip	55060-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHRIDGE BLK 1 LOT 3 NORTHRIDGE
Legal Section	TW
Legal Subdivision	NORTHRIDGE
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1000
Census Tract	960300

Owner

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2575 LAMADA PL, OWATONNA, MN 55060-1352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 3, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 5, 2017	Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT
Jun 19, 2017	Deed, Transfer
Jun 19, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	2020429405
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	2575 LAMADA PL, OWATONNA, MN 55060-1352
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429406
Date	Jun 3, 2020
Instrument	A000429406

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jun 3, 2020
Property Address	2575 LAMADA PL, OWATONNA, MN 55060-1352
Document Number	A000429405
Instrument Date	May 29, 2020
Instrument	A000429405
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2575 LAMADA PL, OWATONNA, MN 55060-1352

Mortgage

Document Number	A000429406
Date	Jun 3, 2020
Instrument	A000429406

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Sep 5, 2017
Property Address	2575 LAMADA PL, OWATONNA, MN 55060-1352
Document Number	A000414642
Instrument Date	Sep 1, 2017
Instrument	A000414642
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 LAMADA PL, OWATONNA, MN 55060-1352

Mortgage

Document Number	A000414643
Date	Sep 5, 2017
Instrument	A000414643

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jun 19, 2017
Property Address	2575 LAMADA PL, OWATONNA, MN 55060-1352
Document Number	A000413469
Instrument Date	Jun 14, 2017
Instrument	A000413469
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 LAMADA PL, OWATONNA, MN 55060-1352

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Jun 19, 2017
Property Address	2575 LAMADA PL, OWATONNA, MN 55060-1352
Document Number	A000413469
Instrument Date	Jun 14, 2017
Instrument	A000413469
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 LAMADA PL, OWATONNA, MN 55060-1352

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,470.00 (+20.23%) Homeowner's exemption	$339,300 (+8.78%) Land $53,900 Building $285,400	$339,300 (+8.78%) Land $53,900 Building $285,400
2025		$311,900 (+10.21%) Land $52,500 Building $259,400	$311,900 (+10.21%) Land $52,500 Building $259,400
2023	$3,718.00 Homeowner's exemption	$283,000 Land $43,300 Building $239,700	$283,000 Land $43,300 Building $239,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1991)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi, Verizon.

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