Whatcom County property record for 2575 Lakeridge Dr, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,268 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $475,280 (Aug 2007) |
| Tax Bill | $6,200 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 119734 |
| Primary APN | 119734 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,894 sqft |
| 2nd Floor Area | 374 sqft |
| Basement Area | 1,894 sqft |
| Finished Basement | 1,894 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 266 sqft |
| Patio Area | 72 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 119734 |
|---|---|
| Street Address | 2575 LAKERIDGE DR |
| City | FERNDALE |
| State | WA |
| Zip | 98248-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8.5 |
| Legal Description | LAKERIDGE ESTATES LOT 42 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 24 |
| Legal Subdivision | LAKERIDGE ESTATES |
| Legal Lot Number | 42 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10503 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 2575 LAKERIDGE DR, FERNDALE, WA 98248-8718 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2007 · Amount on Record |
| Deed Sale | Aug 30, 2007 · Amount on Record |
| Deed Document Number | 2070805049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2575 LAKERIDGE DR, FERNDALE, WA 98248-8718 |
| Document Number | 2201101635 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2575 LAKERIDGE DR FERNDALE WA 982488718, FERNDALE, WA 98248-8718 |
| Document Number | 2201101635 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 1101635 |
| Name | KS STATEBANK |
|---|---|
| Address | MANHATTAN, KS 66502 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2050 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,200.00 (+9.42%) | $825,861 (+9.04%) Land $234,740 Building $591,121 | $825,861 (+9.04%) Land $234,740 Building $591,121 |
| 2022 | $757,358 Land $173,684 Building $583,674 | $757,358 Land $173,684 Building $583,674 | |
| 2021 | $5,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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