2575 Inverness Dr, Lincoln, CA 95648 Property Records

Placer County property record for 2575 Inverness Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1986
Lot Size	0.147 acres (6,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2021)
Tax Bill	$4,931 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`021-580-024-000`

Property Details

APN / Parcel Number

Primary APN	`021-580-024-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,146 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	6,392 sqft (0.147 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2575 INVERNESS DR
City	LINCOLN
State	CA
Zip	95648-9577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 46 SUNHAVEN UNIT 1 MORO 30
Legal Subdivision	SUNHAVEN UNIT #1
Legal Lot Number	46
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1009
Census Tract	23400

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 17, 2021	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 16, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Jun 13, 2019	Grant Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Apr 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	2021103977
Prior Transfer Date	Mar 6, 2017
Prior Transfer Doc	0000028668
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577

Mortgage

Document Number	0000103980
Date	Aug 17, 2021
Instrument	2021-0103980

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 17, 2021
Property Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577
Document Number	0000103977
Map Reference	MB O PG 30
Instrument Date	Aug 9, 2021
Instrument	2021-0103977
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577

Mortgage

Document Number	0000103978
Date	Aug 17, 2021
Instrument	2021-0103978

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000103979
Date	Aug 17, 2021
Instrument	2021-0103979

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577

Mortgage

Document Number	0000021534
Date	Feb 16, 2021
Instrument	2021-0021534

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032543
Date	Apr 10, 2020
Instrument	2020-0032543

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 13, 2019
Property Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577
Document Number	0000040293
Map Reference	MB O PG 30
Instrument Date	May 22, 2019
Instrument	2019-0040293
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577

Mortgage

Document Number	0000040294
Date	Jun 13, 2019
Instrument	2019-0040294

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Apr 19, 2017
Property Address	2575 INVERNESS DR, LINCOLN, CA 95648-9577
Document Number	0000028668
Instrument Date	Mar 6, 2017
Instrument	28668
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2575 INVERNESS DR LINCOLN CA 956489577, LINCOLN, CA 95648-9577

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,857 (+2%) Land $140,716 Building $330,141
2025	$4,931.00 (+7.43%)	$461,625 (+9.39%) Land $137,957 Building $323,668
2023	$4,590.00 (-3.37%)	$422,000 Land $126,100 Building $295,900
2022	$4,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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