2575 Horace Ave, San Jose, CA 95124 Property Records

Santa Clara County property record for 2575 Horace Ave, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,962 sqft · built 1956
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jul 2018)
Tax Bill	$21,777 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`412-22-001`

Property Details

APN / Parcel Number

Primary APN	`412-22-001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	1,446 sqft
1st Floor Area	1,446 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2575 HORACE AVE
City	SAN JOSE
State	CA
Zip	95124-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 1604 CAMBRIAN GATEWAY BOOK 66 PAGE 12 PAGE 13 LOT 17
Legal Subdivision	CAMBRIAN GATEWAY
Legal Tract	1604
Legal Lot Number	17
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4004
Census Tract	502901

Owner

2575 Horace Ave is owned by two individuals who bought it in July 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 SPRECKELS DR, A, APTOS, CA 95003-3974
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Intrafamily Transfer, Transfer
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jul 30, 2018	Grant Deed, Transfer BANK OF AMERICA
Jan 6, 2017	Intrafamily Transfer, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Mar 24, 1994 · Amount on File
Deed Document Number	201823992601
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	0023552118
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 29, 2025
Property Address	2575 HORACE AVE, SAN JOSE, CA 95124-1323
Document Number	0025876251
Map Reference	MB 66 PG 12 & 13
Instrument Date	Sep 22, 2025
Instrument	25876251
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	323 SPRECKELS DR STE A, A, APTOS, CA 95003-3974

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2575 HORACE AVE, SAN JOSE, CA 95124-1323
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	PREMIUM TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SPRECKELS DR A, A, APTOS, CA 95003-3974

Mortgage

Document Number	0024950451
Date	May 5, 2021
Instrument	24950451

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 30, 2018
Property Address	2575 HORACE AVE, SAN JOSE, CA 95124-1323
Document Number	0023992601
Instrument Date	Jun 20, 2018
Instrument	23992601
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 SPRECKELS DR #A APTOS CA 950033974, A, APTOS, CA 95003-3974

Mortgage

Document Number	23992602
Date	Jul 30, 2018
Instrument	23992602

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 6, 2017
Property Address	2575 HORACE AVE, SAN JOSE, CA 95124-1323
Document Number	0023552118
Map Reference	MAP66 PG12&13
Instrument Date	Dec 29, 2016
Instrument	23552118
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2575 HORACE AVE, SAN JOSE, CA 95124-1323

Mortgage

Document Number	0023552119
Date	Jan 6, 2017
Instrument	23552119

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2575 Horace Ave was $21,777.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,706,739 (+2%) Land $1,365,392 Building $341,347
2025	$21,777.00	$1,673,274 Land $1,338,620 Building $334,654
2023	$21,281.00 (+1.84%)	$1,608,301 Land $1,286,641 Building $321,660
2022	$20,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2575 Horace Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2575 Horace Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sail Internet.

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