2575 Ginny Way, Lafayette, CO 80026 Property Records

Boulder County property record for 2575 Ginny Way, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,589 sqft · built 1992
Lot Size	0.292 acres (12,699 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jan 2007)
Tax Bill	$6,826 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1465-28-3-16-005`

Property Details

APN / Parcel Number

Primary APN	`1465-28-3-16-005`
Alternative APNs	`R0110981` `0110981`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,589 sqft Living Area
Gross Area	4,354 sqft
1st Floor Area	1,348 sqft
Upper Floors Area	1,068 sqft
Basement Area	1,264 sqft
Finished Basement	1,173 sqft
Unfinished Basement	91 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	12,699 sqft (0.292 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Deck Area	110 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0110981
Street Address	2575 GINNY WAY
City	LAFAYETTE
State	CO
Zip	80026-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BLUE HERON ESTATES FILING 2
Legal Range	69
Legal Township	1N
Legal Section	28
Legal Subdivision	BLUE HERON ESTATES FILING 2 - LA
Legal Block	1
Legal Lot Number	31
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	1
Census Block	1010
Census Tract	12801

Owner

2575 Ginny Way is owned and occupied by two individuals who bought it in January 2007.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2575 GINNY WAY, LAFAYETTE, CO 80026-9100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 16, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2007 · Amount on File
Deed Sale	Jan 19, 2007 · Amount on File
Prior Sale	Mar 5, 1996 · Amount on File
Deed Document Number	20072830762
Prior Transfer Date	Feb 28, 1996
Prior Transfer Doc	0001588812
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2575 GINNY WAY, LAFAYETTE, CO 80026-9100
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003880085
Date	Apr 26, 2021
Instrument	3880085

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2575 GINNY WAY, LAFAYETTE, CO 80026-9100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003569258
Date	Jan 17, 2017
Instrument	3569258

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 20, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2575 GINNY WAY, LAFAYETTE, CO 80026-9100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003742642
Date	Oct 16, 2019
Instrument	3742642

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2575 GINNY WAY, LAFAYETTE, CO 80026-9100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003728113
Date	Aug 5, 2019
Instrument	3728113

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2575 Ginny Way was $6,826.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,161 (+2.15%) Land $25,017 Building $48,144	$1,145,900 (-) Land $437,900 Building $708,000
2025	$6,826.00	$71,619 Land $27,369 Building $44,250	$1,145,900 Land $437,900 Building $708,000
2023	$6,583.00 (+19.67%)	$79,281 (+35.37%) Land $30,820 Building $48,461	$1,183,300 (+40.42%) Land $460,000 Building $723,300
2022	$5,501.00	$58,567 Land $23,845 Building $34,722	$842,700 Land $343,100 Building $499,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2575 Ginny Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2575 Ginny Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 68% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
Xfinity Cable	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ginny Way

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