2575 Germain St, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2575 Germain St, Maplewood, MN 55109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,121 sqft · built 1984
Lot Size	0.533 acres (23,200 sqft)
Owner	Individual Name on Record
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-29-22-12-0048`

Property Details

APN / Parcel Number

Primary APN	`10-29-22-12-0048`
Alternative APNs	`8378606` `425100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,121 sqft Living Area
1st Floor Area	1,121 sqft
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	23,200 sqft (0.533 acres)
Lot Dimensions	232 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	425100
Street Address	2575 GERMAIN ST
City	SAINT PAUL
State	MN
Zip	55109-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS SUBDIVISION NO. 76 SUBJ TO ST; THE E 1/2 OF S 100 FT OF LOT 35 BLK 1
Legal Range	22
Legal Township	29
Legal Section	10
Legal Subdivision	AUDITORS SUBDIVISION NO. 76
Legal Block	1
Legal Lot Number	35
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1006
Census Tract	42401

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2575 GERMAIN ST, SAINT PAUL, MN 55109-1768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA CATHOLIC CU
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA CATHOLIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2575 GERMAIN ST, MAPLEWOOD, MN 55109-1768
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04960542
Date	Aug 19, 2022
Instrument	A04960542

Lender

Name	MINNESOTA CATHOLIC CU
Type	Credit Union
Address	SAINT PAUL, MN 55117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2032

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2575 GERMAIN ST, MAPLEWOOD, MN 55109-1768
Document Number	0004689230
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2575 GERMAIN ST MAPLEWOOD MN 551091768, MAPLEWOOD, MN 55109-1768

Mortgage

Document Number	0004689230
Date	Dec 8, 2017
Instrument	4689230

Lender

Name	MINNESOTA CATHOLIC CU
Type	Credit Union
Address	LITTLE CANADA, MN 55117-1629

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 7, 2027

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,700 (+1.01%) Land $79,400 Building $249,300	$328,700 (+1.01%) Land $79,400 Building $249,300
2025	$4,692.00 (+17.83%)
2023	$3,982.00 Homeowner's exemption	$325,400 Land $79,400 Building $246,000	$325,400 Land $79,400 Building $246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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