2575 Fairmount Ave, San Diego, CA 92105 Property Records

San Diego County property record for 2575 Fairmount Ave, San Diego, CA 92105

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 928 sqft · built 1952
Lot Size	0.171 acres (7,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jun 2021)
Tax Bill	$9,091 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`476-531-03-00`

Property Details

APN / Parcel Number

Primary APN	`476-531-03-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	928 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,470 sqft (0.171 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2575 FAIRMOUNT AVE
City	SAN DIEGO
State	CA
Zip	92105-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1-1
Legal Description	BLK 13 LOTS 5 & 6 TR 000947
Legal Subdivision	SWANS ADD
Legal Tract	000947
Legal Block	13
Legal Lot Number	5,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	2602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2575 FAIRMOUNT AVE, SAN DIEGO, CA 92105-4716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISTA POINT MORTGAGE LLC
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CASTLE MORTGAGE CORP
Jun 24, 2021	Grant Deed, Transfer · Conventional Mortgage AHL FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Jul 2, 2014
Deed Document Number	2021461275
Prior Transfer Date	Jul 20, 2020
Prior Transfer Doc	0000446778
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2575 FAIRMOUNT AVE, SAN DIEGO, CA 92105-4716
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7225 CARMENITA RD, LA MESA, CA 91941-7607

Mortgage

Document Number	0000311846
Date	Nov 5, 2025
Instrument	2025-0311846

Lender

Name	VISTA POINT MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2575 FAIRMOUNT AVE, SAN DIEGO, CA 92105-4716
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7225 CARMENITA RD, LA MESA, CA 91941-7607

Mortgage

Document Number	0000281637
Date	Oct 16, 2023
Instrument	2023-0281637

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2021
Property Address	2575 FAIRMOUNT AVE, SAN DIEGO, CA 92105-4716
Document Number	0000461275
Map Reference	MAP 947
Instrument Date	May 31, 2021
Instrument	2021-0461275
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2575 FAIRMOUNT AVE, SAN DIEGO, CA 92105-4716

Mortgage

Document Number	0000461276
Date	Jun 24, 2021
Instrument	2021-0461276

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,225,566 (+79.72%) Land $488,519 Building $737,047
2025	$9,091.00 (+12.75%)	$681,929 (+4.04%) Land $478,941 Building $202,988
2023	$8,063.00 (+2.73%)	$655,450 Land $460,344 Building $195,106
2022	$7,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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