2575 Ebbvale Rd, Manchester, MD 21102 Property Records

Carroll County property record for 2575 Ebbvale Rd, Manchester, MD 21102

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,790 sqft · built 1997
Lot Size	4.66 acres (203,077 sqft)
Owner	2 Individual Names on File
Last Sale	$682,000 (May 2025)
Tax Bill	$377 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-022480`

Property Details

APN / Parcel Number

Primary APN	`06-022480`
Alternative APNs	`6022480` `022480`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,790 sqft Total Area
Basement Area	447 sqft
Finished Basement	447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	203,077 sqft (4.66 acres)
Porch	Slab
Porch Area	360 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022480
Street Address	2575 EBBVALE RD
City	MANCHESTER
State	MD
Zip	21102-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 - 4.6623 ACS 2575 EBBVALE RD E OF EBBVALE
Legal Subdivision	EBBVALE
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	2
Census Block	2004
Census Tract	506101

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2575 EBBVALE RD, MANCHESTER, MD 21102-1307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 30, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 8, 2025 · Amount on Record
Deed Sale	May 8, 2025 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2575 EBBVALE RD, MANCHESTER, MD 21102-1307
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098090466
Date	Aug 18, 2020
Book Page	9809/466

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 30, 2018
Property Address	2575 EBBVALE RD, MANCHESTER, MD 21102-1307
Document Number	0090770421
Book / Page	009077 / 000421
Instrument Date	Jul 14, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2575 EBBVALE RD MANCHESTER MD 211021307, MANCHESTER, MD 21102-1307

Mortgage

Document Number	90770428
Date	Jul 30, 2018
Book Page	009077/000428

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,167 (+7.44%)	$649,100 (+22.31%) Land $178,300 Building $470,800
2025	$377.00 (-92.54%)	$530,700 (+18.57%) Land $158,300 Building $372,400	$530,700 (-) Land $158,300 Building $372,400
2023	$5,057.00	$447,567	$530,700 Land $158,300 Building $372,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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