2575 Chesapeake Beach Rd, Owings, MD 20736 Property Records

Calvert County property record for 2575 Chesapeake Beach Rd, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,680 sqft · built 1977
Lot Size4.95 acres (215,622 sqft)
OwnerIndividual Name on File
Tax Bill$5,499 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-017818

Property Details

APN / Parcel Number

Primary APN03-017818
Alternative APNs
  • 3017818
  • 017818

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,680 sqft Total Area
Basement Area840 sqft
Finished Basement840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area215,622 sqft (4.95 acres)
Garage TypeMixed
Garage Area2,708 sqft
Parking Spaces9 Parking Spaces
PorchSlab
Porch Area243 sqft
Deck Area1,048 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number017818
Street Address2575 CHESAPEAKE BEACH RD
CityOWINGS
StateMD
Zip20736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description4.952 AC 2575 E CHES BCH RD NR CHES BEACH
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1006
Census Tract860403

Owner

2575 Chesapeake Beach Rd is owned and occupied by an individual who acquired it in February 2005.

Source: Calvert County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address2575 CHESAPEAKE BEACH RD, OWINGS, MD 20736
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR
Apr 21, 2017Deed of Trust, Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2005
Deed SaleFeb 8, 2005
Deed Document Number200552470
Deed Book / Page2398 / 655
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address2575 E CHESAPEAKE BEACH RD, OWINGS, MD 20736
Document Number0050450333
Book / Page005045 / 000333
Instrument DateJul 18, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2575 E CHESAPEAKE BEACH RD CHESAPEAKE BEACH MD 20732, CHESAPEAKE BEACH, MD 20732

Mortgage

Document Number0050450333
DateAug 14, 2017
Book Page005045/000333
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address2575 E CHESAPEAKE BEACH RD, OWINGS, MD 20736
Document Number0049910025
Book / Page004991 / 000025
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedAug 9, 2017
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2575 E CHESAPEAKE BEACH RD OWINGS MD 20736, OWINGS, MD 20736

Mortgage

Document Number0049910025
DateMay 10, 2017
Book Page004991/000025
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
AmountAmount on Record
Term360 Months
DueMay 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2575 Chesapeake Beach Rd was $5,499 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$501,267$525,600 Land $167,800 Building $357,800
2025$5,499.00
2023$4,485.00 Homeowner's exemption$431,700$489,100 Land $167,800 Building $321,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2575 Chesapeake Beach Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2575 Chesapeake Beach Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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