2575 Chatham St, El Cajon, CA 92020 Property Records

San Diego County property record for 2575 Chatham St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,060 sqft · built 1950
Lot Size0.246 acres (10,700 sqft)
Owner2 Individual Names on File
Last Sale$605,000 (Nov 2022)
Tax Bill$8,093 (2025)
Deeds & MortgagesMay 2023 Mortgage
Nov 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN486-010-08-00

Property Details

APN / Parcel Number

Primary APN486-010-08-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,060 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area10,700 sqft (0.246 acres)

Location & Zoning

Street Address2575 CHATHAM ST
CityEL CAJON
StateCA
Zip92020-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 36 TR 002309
Legal SubdivisionCHATHAM STREET SUB
Legal Tract002309
Legal Block3
Legal Lot Number36
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3015
Census Tract16100

Owner

Source: San Diego County records · APN 486-010-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2575 CHATHAM ST, EL CAJON, CA 92020-2709
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Nov 10, 2022Grant Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Apr 11, 2019Affidavit of Death, Transfer
NOT AVAILABLE
Dec 28, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Deed Document Number2022433297
Prior Transfer DateDec 17, 2017
Prior Transfer Doc0000611769
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2575 CHATHAM ST, EL CAJON, CA 92020-2709
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2575 CHATHAM ST, EL CAJON, CA 92020-2709

Mortgage

Document Number0000128465
DateMay 16, 2023
Instrument2023-0128465
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 10, 2022
Property Address2575 CHATHAM ST, EL CAJON, CA 92020-2709
Document Number0000433297
Map ReferenceMAP 2309
Instrument DateApr 08, 2022
Instrument2022-0433297
Transaction TypeTransfer
Record UpdatedNov 18, 2022
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2575 CHATHAM ST, EL CAJON, CA 92020-2709

Mortgage

Document Number0000433298
DateNov 10, 2022
Instrument2022-0433298
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

April 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateApr 11, 2019
Property Address2575 CHATHAM ST, EL CAJON, CA 92020-2709
Document Number0000130361
Instrument DateApr 08, 2019
Instrument130361
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2575 CHATHAM ST EL CAJON CA 920202709, EL CAJON, CA 92020-2709

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 28, 2017
Property Address2575 CHATHAM ST, EL CAJON, CA 92020-2709
Document Number0000611769
Instrument DateDec 17, 2017
Instrument611769
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2575 CHATHAM ST EL CAJON CA 920202709, EL CAJON, CA 92020-2709

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$642,030 (+2%) Land $530,604 Building $111,426
2025$8,093.00 (+8.24%)$629,442 (+4.04%) Land $520,200 Building $109,242
2023$7,477.00 (+519.98%)$605,000 Land $500,000 Building $105,000
2022$1,206.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Based on FCC filings for 547 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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