2575 Cedar Shake Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 2575 Cedar Shake Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,052 sqft · built 2023
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$898,121 (Sep 2023)
Tax Bill	$10,053 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-21-31-506-0000-0580`

Property Details

APN / Parcel Number

Primary APN	`36-21-31-506-0000-0580`
Alternative APN	`21313650600000580`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,052 sqft Living Area
Gross Area	3,706 sqft
1st Floor Area	3,052 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,751 sqft (0.201 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	1 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2575 CEDAR SHAKE CT
City	OVIEDO
State	FL
Zip	32765-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 RED EMBER NORTH PB 87 PGS 89-96
Legal Subdivision	RED EMBER NORTH
Legal Lot Number	58
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1008
Census Tract	21316

Owner

Source: Seminole County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2575 CEDAR SHAKE CT, OVIEDO, FL 32765-9806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Sep 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	202389394
Deed Book / Page	10513 / 1129
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Apr 8, 2026
Property Address	2575 CEDAR SHAKE CT, OVIEDO, FL 32765-9806
Document Number	0000034357
Book / Page	11014 / 1922
Instrument Date	Mar 31, 2026
Instrument	202634357
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREEDOM MORTGAGE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 CEDAR SHAKE CT, OVIEDO, FL 32765-9806

Mortgage

Document Number	0000034357,
Date	Apr 8, 2026
Book Page	11014/1922
Instrument	202634357

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 27, 2023
Property Address	2575 CEDAR SHAKE CT, OVIEDO, FL 32765-9806
Document Number	0105131129
Book / Page	10513 / 1129
Map Reference	MB 87 PG 89
Instrument Date	Sep 26, 2023
Instrument	2023089394
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2024
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,287.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 CEDAR SHAKE CT, OVIEDO, FL 32765-9806

Mortgage

Document Number	0105131131
Date	Sep 27, 2023
Instrument	10513/1131

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,053.00 (+344.43%)	$753,485 (+343.23%) Land $193,000 Building $560,485	$753,485 (+343.23%) Land $193,000 Building $560,485
2023	$2,262.00 (+38.01%)	$170,000 (+39.01%)	$170,000 (+39.01%) Land $170,000
2022	$1,639.00	$122,289 Land $122,289	$122,289 Land $122,289

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	22 (2004–2022)
Claims Outside the SFHA	8 of 22
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 9 claims Hurricane Ian, Sep 2022 · 7 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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