2575 Andorra St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2575 Andorra St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,115 sqft · built 2018
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2022)
Tax Bill	$4,421 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-2S-26-2750-01300-0140`

Property Details

APN / Parcel Number

Primary APN	`17-2S-26-2750-01300-0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,115 sqft Heated Area
Gross Area	2,988 sqft
1st Floor Area	2,766 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	172S262750013000140
Street Address	2575 ANDORRA ST
City	NAVARRE
State	FL
Zip	32566-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	NAVARRE 2ND ADD LOT 14 BLK 13 AS DES IN OR 4327 PG 1097 (OUT OF LOT 13 FOR 2018)
Legal Range	26W
Legal Township	02S
Legal Section	17
Legal Subdivision	NAVARRE 2ND ADD
Legal Block	13
Legal Lot Number	13-14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2008
Census Tract	10826

Owner

2575 Andorra St is owned and occupied by an individual who bought it in September 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	2575 ANDORRA ST, NAVARRE, FL 32566-9306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · VA Mortgage VYSTAR CU
Jan 13, 2021	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jan 15, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	Jan 13, 2021 · Amount on File
Deed Document Number	202253974
Deed Book / Page	4327 / 1097
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 19, 2022
Property Address	2575 ANDORRA ST, NAVARRE, FL 32566-9306
Document Number	0043271097
Book / Page	4327 / 1097
Map Reference	MB C PG 31
Instrument Date	Sep 15, 2022
Instrument	202253974
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5891 E BAY BLVD, 5891, GULF BREEZE, FL 32563-9667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 ANDORRA ST, NAVARRE, FL 32566-9306

Mortgage

Document Number	0043271099
Date	Sep 19, 2022
Instrument	4327/1099

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 13, 2021
Property Address	2575 ANDORRA ST, NAVARRE, FL 32566-9306
Document Number	0040560472
Book / Page	4056 / 472
Map Reference	MB C PG 31
Instrument Date	Jan 12, 2021
Instrument	202102455
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2206 PAWNEE DR, 2206, NAVARRE, FL 32566-1136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 ANDORRA ST, NAVARRE, FL 32566-9306

Mortgage

Document Number	0004056473
Date	Jan 13, 2021
Instrument	4056/473

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2575 ANDORRA ST, NAVARRE, FL 32566-9306
Document Number	0039581864
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2575 ANDORRA ST NAVARRE FL 325669306, NAVARRE, FL 32566-9306

Mortgage

Document Number	0039581864
Date	Jun 4, 2020
Book Page	003958/001864
Instrument	26680

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 15, 2019
Property Address	2575 ANDORRA ST, NAVARRE, FL 32566-9306
Document Number	0037970294
Book / Page	003797 / 000294
Instrument Date	Jan 11, 2019
Instrument	1713
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2019
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2575 ANDORRA ST NAVARRE FL 325669306, NAVARRE, FL 32566-9306

Mortgage

Document Number	37970296
Date	Jan 15, 2019
Book Page	003797/000296
Instrument	1714

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,421.00 (-2.06%)	$371,452 (-0.85%) Land $68,000 Building $303,452	$371,452 (-0.85%) Land $68,000 Building $303,452
2023	$4,514.00 (+9.91%)	$374,647 (+11.19%) Land $60,000 Building $314,647	$374,647 (+11.19%) Land $60,000 Building $314,647
2022	$4,107.00	$336,952	$336,952 Land $50,000 Building $286,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2575 Andorra St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	2 (2021–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2575 Andorra St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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