2575 7th St W, Saint Paul, MN 55116 Property Records

Ramsey County property record for 2575 7th St W, Saint Paul, MN 55116

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,648 sqft · built 1978
Lot Size	0.224 acres (9,772 sqft)
Owner	Company Name on Record
Last Sale	$780,000 (May 2022)
Tax Bill	$18,148 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-28-23-13-0064`

Property Details

APN / Parcel Number

Primary APN	`21-28-23-13-0064`
Alternative APNs	`7993153` `4614`

Interior

Building Area	3,648 sqft Total Area
Basement Area	931 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Lot Area	9,772 sqft (0.224 acres)
View / Lot	Major Commercial Strip
Parking Spaces	10 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4614
Street Address	2575 7TH ST W
City	SAINT PAUL
State	MN
Zip	55116-3027
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	HOMECROFT, AN ADDITION TO,THE LOTS 2 AND LOT 3 BLK 5
Legal Range	23
Legal Township	28
Legal Section	21
Legal Subdivision	HOMECROFT, AN ADDITION TO,THE
Legal Block	5
Legal Lot Number	2,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1006
Census Tract	37601

Owner

Source: Ramsey County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	351 KELLOGG BLVD E, SAINT PAUL, MN 55101-1411
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST RESOURCE BANK
Aug 19, 2020	Loan Modification, Mortgage CHARTER BK
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit CHARTER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	20224947584
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 18, 2022
Property Address	2575 7TH ST W, SAINT PAUL, MN 55116-3027
Document Number	0A04947584
Instrument Date	May 13, 2022
Instrument	A04947584
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 KELLOGG BLVD E, SAINT PAUL, MN 55101-1411

Mortgage

Document Number	0A04947585
Date	May 18, 2022
Instrument	A04947585

Lender

Name	FIRST RESOURCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 10, 2029

Interest

Rate Type	Adjustable Rate

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	2575 7TH ST W, SAINT PAUL, MN 55116-3027
Document Number	0004828562
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0004828562
Date	Aug 21, 2020
Instrument	4828562

Lender

Name	CHARTER BK
Type	Bank
Address	EAU CLAIRE, WI 54701

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2025

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2575 7TH ST W, SAINT PAUL, MN 55116-3027
Document Number	0004828563
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2575 7TH ST W ST PAUL MN 551163027, ST PAUL, MN 55116-3027

Mortgage

Document Number	0004828563
Date	Aug 21, 2020
Instrument	4828563

Lender

Name	CHARTER BK
Type	Bank
Address	EAU CLAIRE, WI 54701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,300 (+8.51%) Land $146,600 Building $452,700	$599,300 (+8.51%) Land $146,600 Building $452,700
2025	$18,148.00 (+5.89%)	$552,300 (+0.16%) Land $146,600 Building $405,700	$552,300 (+0.16%) Land $146,600 Building $405,700
2024	$17,138.00 (+22.48%)
2023	$13,992.00	$551,400 Land $146,600 Building $404,800	$551,400 Land $146,600 Building $404,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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