25740 Seneca St, Flat Rock, MI 48134 Property Records

Wayne County property record for 25740 Seneca St, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,284 sqft · built 2000
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jun 2006)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58 094 99 0008 707`

Property Details

APN / Parcel Number

Primary APN	`58 094 99 0008 707`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	1,837 sqft
Basement Area	1,837 sqft
Unfinished Basement	1,837 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	67 ft deep x 131 ft wide
Garage Area	738 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25740 SENECA ST
City	FLAT ROCK
State	MI
Zip	48134-1282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31U7D3 8D3 T5S PT OF SE 1/4 SEC 31 T4S R10E DESC AS BEG S 00D 29M 15S W 842.78 FT AND DUE W 131.14 FT FROM E 1/4 COR OF SEC
Legal Range	10E
Legal Township	04S
Legal Section	31
Legal Tract	5
Legal Lot Number	0008
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	3
Census Block	3009
Census Tract	599001

Owner

25740 Seneca St is owned and occupied by two individuals who acquired it in July 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25740 SENECA ST, FLAT ROCK, MI 48134-1282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2006 · Amount on File
Deed Sale	Jun 6, 2006 · Amount on File
Deed Document Number	2006307065
Deed Book / Page	44788 / 416
Last Transfer Date	Jul 21, 2025
Transfer Doc	0596740272
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	25740 SENECA ST, FLAT ROCK, MI 48134-1282
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25740 SENECA ST, FLAT ROCK, MI 48134-1282

Mortgage

Document Number	0576200426
Date	May 10, 2022
Book Page	57620/426
Instrument	2022181652

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	25740 SENECA ST, FLAT ROCK, MI 48134-1282
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2570 SENECA ST, FLAT ROCK, MI 48134

Mortgage

Document Number	0566570209
Date	Apr 20, 2021
Book Page	56657/209
Instrument	2021191630

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	May 1, 2033

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	25740 SENECA ST, FLAT ROCK, MI 48134-1282
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0537260219
Date	May 15, 2017
Book Page	53726/0219
Instrument	2017201382

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 25740 Seneca St was $7,076 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,400	$496,800
2025	$7,076.00
2023		$210,600	$421,200
2019	$5,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25740 Seneca St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25740 Seneca St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Nearby Properties on Seneca St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures