2574 Lauren Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2574 Lauren Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,427 sqft · built 2012
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Jul 2012)
Tax Bill	$9,002 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`415-0010-00500`

Property Details

APN / Parcel Number

Primary APN	`415-0010-00500`
Alternative APNs	`1176657` `936221`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,427 sqft Gross Area
1st Floor Area	3,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Lot Area	435,600 sqft (10 acres)
Garage Area	8,760 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,115 sqft
Lean-To	128 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1176657
Street Address	2574 LAUREN RD
City	DULUTH
State	MN
Zip	55804-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W1/2 OF E1/2 OF NW1/4 OF SE1/4 SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	02
Legal Subdivision	LAKEWOOD TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2032
Census Tract	10500

Owner

2574 Lauren Rd is owned and occupied by an individual who acquired it in December 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2574 LAUREN RD, DULUTH, MN 55804-9677
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2012 · Amount on File
Deed Sale	Jul 19, 2012 · Amount on File
Prior Sale	Dec 8, 2006 · Amount on File
Deed Document Number	20121191680
Last Transfer Date	Dec 18, 2024
Transfer Doc	0001501617
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2574 LAUREN RD, DULUTH, MN 55804-9677
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2574 LAUREN RD, DULUTH, MN 55804-9677

Mortgage

Document Number	0001486863
Date	Apr 26, 2024
Instrument	1486863

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2574 LAUREN RD, DULUTH, MN 55804-9677
Document Number	00A1386352
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2574 LAUREN RD DULUTH MN 558049677, DULUTH, MN 55804-9677

Mortgage

Document Number	00A1386352
Date	Jul 29, 2020
Instrument	A1386352

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 28, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2574 Lauren Rd was $9,002 with a homeowner's exemption, up 6.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,002.00 (+6.56%) Homeowner's exemption
2025	$8,448.00 (+0.12%) Homeowner's exemption	$751,800 (+7.97%) Land $113,700 Building $638,100	$751,800 (+7.97%) Land $113,700 Building $638,100
2024	$8,438.00	$696,300 Land $105,600 Building $590,700	$696,300 Land $105,600 Building $590,700
2022		$690,800 Land $122,800 Building $568,000	$690,800 Land $122,800 Building $568,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2574 Lauren Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2574 Lauren Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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