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2574 Jenscot Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2574 Jenscot Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,029 sqft Heated Area
Lot Size24,829 sqft (0.569 acres)
OccupancyOwner Occupied
Last Sale$370,000 (2019)
Tax Bill$4,486.00 (2025)

Property Details

APN / Parcel Number

Primary APN97649
Alternative APN
  • 142631650000050210

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,029 sqft Heated Area
Gross Area3,556 sqft Gross Area
1st Floor1,869 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area24,829 sqft (0.569 acres)
Depth X Width250 ft x 100 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage

Exterior Amenities

FenceFence
Deck Area560 sqft Deck
Patio Area169 sqft Patio
PorchEnclosed Porch
Porch Area505 sqft Porch
Boat AccessBoat Access
Boat House416 sqft Boat House

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number97649
Street Address2574 JENSCOT RD
CitySAINT CLOUD
StateFL
Zip34771-9013
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG 1381.4 FT W & 760 FT N OF SE COR OF SW 1/4, RUN N 12 DEG 12 MIN 30 SEC W 880.52 FT, N 11 DEG 29 MIN 30 SEC E 102.61 FT N
Legal Range31E
Legal Township26S
Legal Section14
Legal SubdivisionBARKER TRACTS
Legal Tract6500
Legal Block5
Legal Lot Number21
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1000
Census Tract43802

Owner

Source: Osceola County records · APN 97649

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Apr 11, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Oct 15, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 17, 2019Correction Deed
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2019 · Amount on Record
Deed SaleOct 15, 2019 · Amount on Record
Prior SaleNov 09, 2015 · Amount on Record
Deed Doc Number0005606871
Deed Book / Page5606 / 871
Record RefreshedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051170471
DateMar 15, 2017
Book Page5117/0471
Instrument2017040211
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013

Mortgage

Document Number0058551192
DateDec 21, 2020
Book Page5855/1192
Instrument2020173072
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013

Mortgage

Document Number0061910282
DateApr 11, 2022
Book Page6191/282
Instrument2022056956
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMar 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 15, 2019
Property Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013
Document Number0056060871
Book / Page5606 / 0871
Instrument DateOct 15, 2019
Instrument2019133253
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2565 COVE CT, 2565, SAINT CLOUD, FL 34771-7933

Transferred To (Grantee/Buyer)

NameVerified Name
Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013

Mortgage

Document Number0005606873
DateOct 15, 2019
Instrument5606/873
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

June 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2019
Property Address2574 JENSCOT RD, SAINT CLOUD, FL 34771-9013
Document Number0055420519
Book / Page005542 / 000519
Instrument DateMay 22, 2019
Instrument77703
Record UpdatedJul 03, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2574 JENSCOT RD ST CLOUD FL 347719013, ST CLOUD, FL 34771-9013

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,486.00 (+7.12%) Homeowner's exemption$313,224 (+5.99%)$346,400 (+2.76%) Land $100,000 Building $246,400
2023$4,188.00 (+4.05%) Homeowner's exemption$295,532 (+3%)$337,100 (+11.33%) Land $95,000 Building $242,100
2022$4,025.00 Homeowner's exemption$286,925$302,800 Land $95,000 Building $207,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation66.0 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 459 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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