2574 E Main St, Decatur, IL 62521 Property Records

Macon County property record for 2574 E Main St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Mar 1997)
Tax Bill	$713 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-13-279-022`

Property Details

APN / Parcel Number

Primary APN	`04-12-13-279-022`
Alternative APN	`12-13-279-022`

Exterior

Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	40 ft deep x 140 ft wide

Location & Zoning

Account Number	041213279022
Street Address	2574 E MAIN ST
City	DECATUR
State	IL
Zip	62521-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	EAST SIDE ADD L 46 00BK2956/514 140X40 97BK2709/240 00BK2944/764
Legal Subdivision	EAST SIDE ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3020
Census Tract	1100

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2574 E MAIN ST, DECATUR, IL 62521-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage DECATUR EARTHMOVERS CU
Jul 5, 2017	Deed of Trust, Mortgage DECATUR EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 1997 · Amount on Record
Deed Sale	Mar 1, 1997 · Amount on Record
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2574 E MAIN ST, DECATUR, IL 62521-2229
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004971/856
Date	Sep 5, 2023
Book Page	4971/856
Instrument	2015842

Lender

Name	DECATUR EARTHMOVERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2033

Interest

Rate Type	Fixed Rate
Rate	5.5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	2574 E MAIN ST, DECATUR, IL 62521-2229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4571/556
Date	Jul 5, 2017
Book Page	4571/556
Instrument	1921067

Lender

Name	DECATUR EARTHMOVER CU
Type	Credit Union
Address	DECATUR, IL 62526

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 5, 2027

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$713.00	$15,644 Land $747 Building $14,897	$46,936 Land $2,241 Building $44,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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