2574 E Aragon Ave, Dayton, OH 45420 Property Records

Montgomery County property record for 2574 E Aragon Ave, Dayton, OH 45420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1955
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Jan 2026)
Tax Bill	$2,664 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 01410 0015`

Property Details

APN / Parcel Number

Primary APN	`N64 01410 0015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft
Lot Dimensions	125 ft deep x 60 ft wide
Porch	Porch
Porch Area	24 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2574 E ARAGON AVE
City	DAYTON
State	OH
Zip	45420-3704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	301 NEWCOM KNOLLS 5
Legal Subdivision	OL
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	3
Census Block	3006
Census Tract	21301

Owner

2574 E Aragon Ave is owned and occupied by an individual who bought it in January 2026.

Source: Montgomery County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2574 E ARAGON AVE, DAYTON, OH 45420-3704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Prior Sale	Jan 5, 2016 · Amount on File
Deed Document Number	2026-00005485
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 28, 2026
Property Address	2574 E ARAGON AVE, DAYTON, OH 45420-3704
Document Number	0000005485
Map Reference	MB 13 PG 13
Instrument Date	Dec 29, 2025
Instrument	2026-00005485
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	NORTHEAST FL TITLE LLC, NORTHWEST FIDELITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2574 E ARAGON AVE, DAYTON, OH 45420-3704

Mortgage

Document Number	0000005486
Date	Jan 28, 2026
Instrument	2026-00005486

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,700 Land $9,120 Building $30,580
2024	$2,664.00 (+6.47%)
2023	$2,502.00 (+19.71%)	$39,700 (+52.11%) Land $9,120 Building $30,580	$113,410 Land $26,050 Building $87,360
2022	$2,090.00	$26,100 Land $6,040 Building $20,060
2020			$74,550 Land $17,250 Building $57,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2574 E Aragon Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2574 E Aragon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20