Lane County property record for 2574 Belle Terra Dr, Eugene, OR 97408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,146 sqft · built 2006 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Oct 2020) |
| Tax Bill | $6,205 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-17-11-11000-000 |
| Primary APN | 17-03-17-11-11000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Finished Area |
| 1st Floor Area | 853 sqft |
| 2nd Floor Area | 1,293 sqft |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 493 sqft |
| Driveway | Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1750239 |
|---|---|
| Street Address | 2574 BELLE TERRA DR |
| City | EUGENE |
| State | OR |
| Zip | 97408-7210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2-MED-DENSITY RES |
| Legal Description | LOT:16 SUBD:BELLE TERRA SEC/TWN/RNG/MER:SEC 17 TWN 17 RNG 03 |
| Legal Range | 03W |
| Legal Township | 17S |
| Legal Section | 17 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | BELLE TERRA |
| Legal Lot Number | 16 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2203 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OREGON COMMUNITY CU |
| Jun 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANNER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Prior Sale | Sep 21, 2012 · Amount on Record |
| Deed Document Number | 2020-061803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000043104 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018-043104 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Document Number | 0000060956 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-060956 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Document Number | 0000028006 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022-028006 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | EUGENE, OR 97401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Oct 26, 2020 |
| Property Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Document Number | 0000061803 |
| Map Reference | DOC 2005047605 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020-061803 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2574 BELLE TERRA DR, EUGENE, OR 97408-7210 |
| Document Number | 0000061804 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020-061804 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,205.00 (+3.9%) | $318,493 (+6.09%) | $615,184 (+0.14%) Land $205,502 Building $409,682 |
| 2023 | $5,972.00 (+4.02%) | $300,211 (+3%) | $614,344 (+2.68%) Land $145,304 Building $469,040 |
| 2022 | $5,741.00 | $291,467 | $598,330 Land $108,498 Building $489,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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