2574 243rd St, Fairfield, IA 52556 Property Records

Jefferson County property record for 2574 243rd St, Fairfield, IA 52556

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,314 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$387,000 (Apr 2024)
Tax Bill	$3,428 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-15-255-001`

Property Details

APN / Parcel Number

Primary APN	`11-15-255-001`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,155 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	1,226 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	108 sqft
Deck Area	144 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2574 243RD ST
City	FAIRFIELD
State	IA
Zip	52556-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD SUB LT 24
Legal Subdivision	LAKEWOOD SUB (CEDAR)
Legal Lot Number	24
Jurisdiction	JEFFERSON IA
Township / Civil Division	CEDAR
Census Block Group	3
Census Block	3058
Census Tract	90100

Owner

Source: Jefferson County records · APN 11-15-255-001

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2574 243RD ST, FAIRFIELD, IA 52556-8545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage HILLS BANK AND TRUST CO
Nov 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage PILOT GROVE SAVINGS BANK
May 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIBERTYVILLE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	2024-0748
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IA
Recording Date	Apr 29, 2024
Property Address	2574 243RD ST, FAIRFIELD, IA 52556-8545
Document Number	0020240748
Map Reference	DOC 160
Instrument Date	Apr 16, 2024
Instrument	2024-0748
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$618.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2574 243RD ST, FAIRFIELD, IA 52556-8545

Mortgage

Document Number	0020240749
Date	Apr 29, 2024
Instrument	2024-0749

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	2574 243RD ST, FAIRFIELD, IA 52556-8545
Transaction Type	Mortgage
Record Updated	Jan 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222858
Date	Nov 15, 2022
Instrument	2022-2858

Lender

Name	PILOT GROVE SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	2574 243RD ST, FAIRFIELD, IA 52556-8545
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1341
Date	May 20, 2022
Book Page	2022/1341
Instrument	2022-1341

Lender

Name	LIBERTYVILLE SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 02, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jefferson County
Unified School District	Fairfield Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$378,100 (+111.7%) Land $36,300 Building $341,800	$378,100 (+111.7%) Land $36,300 Building $341,800
2024	$3,428.00 (+99.77%)
2023		$178,600 (+32.1%) Land $36,300 Building $142,300	$178,600 (+32.1%) Land $36,300 Building $142,300
2022	$1,716.00	$135,200 Land $36,300 Building $98,900
2021			$135,200 Land $36,300 Building $98,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (19101C), updated April 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 81% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 26 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
West Liberty Telephone Company Fixed Wireless	100 / 50
Uniti Group Fixed Wireless	100 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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