25730 N Edwards Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 25730 N Edwards Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,652 sqft · built 1994
Lot Size	10.3 acres (452,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,340 (Aug 2026)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53N04W308700`

Property Details

APN / Parcel Number

Primary APN	`53N04W308700`
Alternative APN	`189041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	452,414 sqft (10.3 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	189041
Street Address	25730 N EDWARDS RD
City	RATHDRUM
State	ID
Zip	83858-7194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	TAX #15691 [IN SW-SE] 3053N04W
Legal Range	04W
Legal Township	53N
Legal Section	30
Legal Subdivision	SW-SE
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3025
Census Tract	102

Owner

Source: Kootenai County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25730 N EDWARDS RD, RATHDRUM, ID 83858-7194
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 4, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	20263054156
Prior Transfer Date	Jul 24, 2014
Prior Transfer Doc	0002470758
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 20, 2026
Property Address	25730 N EDWARDS RD, RATHDRUM, ID 83858-7194
Document Number	0003054156
Instrument Date	Jul 28, 2026
Instrument	20263054156
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25730 N EDWARDS RD, RATHDRUM, ID 83858-7194

Mortgage

Document Number	0003054156,
Date	Aug 20, 2026
Instrument	20263054156

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25730 N EDWARDS RD, RATHDRUM, ID 83858-7194
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25730 N EDWARDS RD, MILAN, TN 38358

Mortgage

Document Number	2826137000
Date	Apr 14, 2021
Instrument	2826137000

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	807 Months
Due	Jul 25, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Change Frequency	Annually

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25730 N EDWARDS RD, RATHDRUM, ID 83858-7194
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25730 N EDWARDS RD, RATHDRUM, ID 83858-7194

Mortgage

Document Number	2795862000
Date	Dec 4, 2020
Instrument	2795862000

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	811 Months
Due	Jul 25, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	Dec 1, 2021
Index	LIBOR

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (-1.73%)	$689,834 (-4.51%) Land $470,444 Building $219,390	$689,834 (-4.51%) Land $470,444 Building $219,390
2024	$2,025.00 (-5.46%)
2023	$2,142.00 (-11.52%) Homeowner's exemption	$722,412 (+1.4%) Land $501,872 Building $220,540	$722,412 (+1.4%) Land $501,872 Building $220,540
2022	$2,421.00 Homeowner's exemption	$712,412 Land $491,872 Building $220,540	$712,412 Land $491,872 Building $220,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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