Lexington-Fayette Urban County property record for 2573 Spring Valley Loop, Lexington, KY 40511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,855 sqft · built 2001 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jul 2019) |
| Tax Bill | $2,710 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2019 Mortgage + 3 more |
| APN | 38050880 |
| Primary APN | 38050880 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,855 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Width | 30 ft Width |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2573 SPRING VALLEY LOOP |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40511-8639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L-348 MASTERSON STATION LOT 38; BOOK: 3685 PAGE: 350 |
| Legal Subdivision | MASTERSON STATION |
| Legal Lot Number | 38 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 3703 |
2573 Spring Valley Loop is owned and occupied by an individual who bought it in July 2019.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2573 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jul 25, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTURY LENDING CO |
| Jul 25, 2019 | Deed of Trust, Mortgage CENTURY LENDING CO |
| Jul 25, 2019 | Deed, Transfer |
| Jul 25, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on File |
| Deed Sale | Jul 25, 2019 · Amount on File |
| Deed Book / Page | 3685 / 350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2573 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | MB11094/538 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | MB 11094/538 |
| Instrument | 202510290063 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2573 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009368/635 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 9368/635 |
| Name | CENTURY LENDING CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 2573 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9368/635 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 9368/635 |
| Name | CENTURY LENDING CO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jul 25, 2019 |
| Property Address | 2573 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Document Number | 003685/350 |
| Book / Page | 3685 / 350 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jul 25, 2019 |
| Property Address | 2573 SPRING VALLEY LOOP, LEXINGTON, KY 40511-8639 |
| Document Number | 3685/350 |
| Book / Page | 3685 / 350 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 2573 Spring Valley Loop was $2,710, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,710.00 (+1.92%) | $215,100 (-) | $215,100 (-) |
| 2025 | $2,659.00 | $215,100 | $215,100 |
| 2023 | $2,659.00 | $215,100 | $215,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2573 Spring Valley Loop; there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2573 Spring Valley Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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