25720 Cliff Cir, Spicewood, TX 78669 Property Records

Travis County property record for 25720 Cliff Cir, Spicewood, TX 78669

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,077 sqft · built 2003
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$529,700 (Aug 2017)
Tax Bill	$9,980 (2025)
Deeds & Mortgages	Apr 2022 Transfer Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0576070201`

Property Details

APN / Parcel Number

Primary APN	`0576070201`
Alternative APNs	`05760702010000` `374215`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,077 sqft Living Area
Gross Area	3,907 sqft
1st Floor Area	3,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Roof Type	Hip
Roof Material	Tile
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft
Patio Area	1,364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	374215
Street Address	25720 CLIFF CIR
City	SPICEWOOD
State	TX
Zip	78669-3050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK B LAKECLIFF ON LAKE TRAVIS SEC 1
Legal Subdivision	LAKECLIFF ON LAKE TRAVIS SEC 1
Legal Block	B
Legal Lot Number	3
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	2
Census Block	2057
Census Tract	35300

Owner

25720 Cliff Cir is owned and occupied by an individual who acquired it in March 2022.

Source: Travis County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	25720 CLIFF CIR, SPICEWOOD, TX 78669-3050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Transfer on Death Deed, Transfer
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Aug 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage FIRST LIEN BENEFICARY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Prior Sale	May 24, 1996 · Amount on File
Deed Document Number	2017123551
Last Transfer Date	Mar 3, 2022
Transfer Doc	0000065206
Record Updated	Sep 20, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	TRAVIS TX
Recording Date	Apr 11, 2022
Property Address	25720 CLIFF CIR, SPICEWOOD, TX 78669-3050
Document Number	0000065206
Map Reference	VOL 94 PG 116
Instrument Date	Mar 3, 2022
Instrument	2022065206
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25720 CLIFF CIR, SPICEWOOD, TX 78669-3050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	25720 CLIFF CIR, SPICEWOOD, TX 78669-3050
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027296
Date	Feb 20, 2020
Instrument	2020027296

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Aug 1, 2017
Property Address	25720 CLIFF CIR, SPICEWOOD, TX 78669-3050
Document Number	0000123551
Map Reference	VOL94 PG116
Instrument Date	Aug 1, 2017
Instrument	2017123551
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25720 CLIFF CIR, SPICEWOOD, TX 78669-3050

Mortgage

Document Number	0000123552
Date	Aug 1, 2017
Instrument	2017123552

Lender

Name	FIRST LIEN BENEFICARY
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Mortgage

Document Number	0000123553
Date	Aug 1, 2017
Instrument	2017123553

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Unknown
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 25720 Cliff Cir was $9,980 with a homeowner's exemption, up 173.1% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Marble Falls Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,980.00 (+173.13%) Homeowner's exemption	$773,227	$1,260,055 Land $180,000 Building $1,080,055
2024	$3,654.00
2023		$1,401,451 Land $180,000 Building $1,221,451	$1,401,451 Land $180,000 Building $1,221,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25720 Cliff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25720 Cliff Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKECLIFF ON LAKE TRAVIS private · serves 351 people · EPA ID TX2270327
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VGI Technology Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
NexStream Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cliff Cir

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